Insurance – Car Reviews and Your Car Buying Decision

Here’s a fact you may not even be aware of: The make and model of your car affects your insurance premiums.

When it comes to insurance, car reviews matter. Reviews from major auto insurance companies in the US say the 2008 Ford 500 and Ford Taurus say these are the best Fords to hit the road in terms of insurance costs. For personal injury and property damage insurance, both Fords top the list and are charged significantly lower than what the standard premium rates require. These cars also receive discounts for high damage and theft scores. However, the Dodge Avenger and Neon are at the bottom; driving will also not earn you a Vehicle Safety Discount (VSD) and your insurance costs will be significantly higher than what the standard premium rates are.

Before you decide to buy a car, know how your choices rank in the car ratings provided by your insurance company. Also keep in mind rankings and ratings from other providers. Knowing your potential auto insurance costs is an important factor in making a sound economic decision. This decision has a direct effect on how much you have left in the monthly budget for other needs. Think about which car makes and models will save you the most money on car insurance. Automatic reviews are excellent tools to help you narrow down your choices.

If you’re not planning a purchase but are having a hard time meeting your auto insurance payments, car reviews will help you solve that problem. You can sell your current car or switch to a cheaper make and model.

See also  Tax Exemption and Abatement Laws of New Jersey