Hummel Insurance: Protecting You and Your Assets

When it comes to protecting your assets, Hummel Insurance is a reliable partner that has been providing quality insurance services to individuals and businesses for more than 60 years. As a family-owned and operated business, we understand the importance of having the right coverage to safeguard your finances, property, and loved ones from unexpected events.

Who We Are

Hummel Insurance was founded in 1956 by John and Marge Hummel in St. Cloud, Minnesota. Today, the company is still family-owned and operated, with John and Marge’s son, Steve, serving as the president of the company. We have grown from a small local insurance agency to a regional agency with three locations in Minnesota, serving clients across the state.

Our team consists of experienced insurance professionals who are committed to providing personalized service to every client. We take the time to understand your unique needs and find the right coverage solutions to protect you and your assets.

Our Mission

Our mission is to provide our clients with reliable insurance products and services that offer peace of mind and financial protection. We strive to build long-term relationships with our clients based on trust, integrity, and transparency.

Our Vision

Our vision is to be the preferred insurance agency in Minnesota by delivering exceptional service, innovative products, and industry-leading expertise. We aim to be the go-to source for insurance solutions that meet the evolving needs of our clients.

What We Offer

At Hummel Insurance, we offer a wide range of insurance products and services to meet the diverse needs of our clients. Whether you need personal, commercial, or specialty insurance, we have the expertise to find the right coverage for you.

Personal Insurance

We offer a comprehensive range of personal insurance products, including:

Insurance Product
Coverage
Auto Insurance
Liability, collision, comprehensive, uninsured/underinsured motorist
Homeowners Insurance
Property damage, liability, personal property, additional living expenses
Umbrella Insurance
Additional liability coverage beyond standard policies
Boat Insurance
Liability, property damage, personal injury, theft, natural disasters
RV Insurance
Liability, property damage, personal injury, theft, natural disasters

Our personal insurance policies are designed to protect you and your family from financial loss due to accidents, theft, natural disasters, and other unexpected events.

Commercial Insurance

We also offer a wide range of commercial insurance products, including:

Insurance Product
Coverage
General Liability Insurance
Property damage, bodily injury, advertising injury, completed operations
Property Insurance
Building, equipment, inventory, business interruption, loss of income
Workers’ Compensation Insurance
Medical expenses, lost wages, disability, death benefits
Commercial Auto Insurance
Liability, collision, comprehensive, uninsured/underinsured motorist
Professional Liability Insurance
Errors and omissions, malpractice, negligence, breach of contract

Our commercial insurance policies are designed to protect your business from financial loss due to lawsuits, property damage, workplace injuries, and other risks.

Specialty Insurance

In addition to personal and commercial insurance, we also offer specialty insurance products for unique needs, such as:

Insurance Product
Coverage
Special Events Insurance
Liability, property damage, cancellation, loss of income
Collector Car Insurance
Agreed value coverage, liability, comprehensive, collision
Recreational Vehicle Insurance
Liability, property damage, personal injury, theft, natural disasters
Flood Insurance
Property damage, contents, living expenses

Our specialty insurance products are designed for unique situations and offer customized coverage to meet your specific needs.

Why Choose Hummel Insurance

There are many reasons why our clients choose Hummel Insurance as their insurance partner:

Experience

With more than 60 years of experience, we have the knowledge and expertise to provide reliable insurance solutions that meet the evolving needs of our clients.

Personalized Service

Our team of insurance professionals is committed to providing personalized service to every client. We take the time to understand your unique needs and provide customized solutions that fit your lifestyle or business.

Trusted Advisor

We are more than just an insurance agency. We strive to be a trusted advisor to our clients, providing guidance and support to help them make informed decisions about their coverage and financial protection.

Community Involvement

As a local business, we are deeply committed to the communities we serve. We are proud to support local charities and organizations that make a positive impact in our community.

Industry Recognition

We are honored to have received numerous industry awards and recognitions for our commitment to excellence in insurance services. These awards reflect our dedication to providing quality coverage and exceptional service to our clients.

Frequently Asked Questions

How can I get a quote for insurance?

You can get a quote for insurance by contacting us directly or visiting our website. Our team of insurance professionals will work with you to understand your unique needs and provide a customized quote for the right coverage.

What factors affect the cost of my insurance?

The cost of your insurance depends on a variety of factors, such as your age, location, driving record, credit history, and the type and amount of coverage you need. Our team of insurance professionals can help you understand the factors that affect your insurance costs and provide guidance on how to manage them.

What should I do if I need to file an insurance claim?

If you need to file an insurance claim, contact us immediately. Our team of claims professionals will guide you through the process and help you get the coverage you need to recover from your loss.

How often should I review my insurance coverage?

We recommend reviewing your insurance coverage annually or whenever there is a significant change in your life or business. Our team of insurance professionals can help you assess your coverage needs and make any necessary adjustments to ensure you have the right protection.

What happens if I don’t have insurance?

If you don’t have insurance, you risk financial loss in the event of an unexpected event, such as an accident, theft, or natural disaster. Without insurance, you may have to pay out-of-pocket for damages or injuries, which can be costly and put your finances at risk.

Conclusion

Hummel Insurance is a trusted insurance partner that offers a wide range of coverage options to protect you and your assets from unexpected events. As a family-owned and operated business, we understand the importance of personalized service and building long-term relationships with our clients. Contact us today to learn more about our insurance products and services and how we can help you achieve peace of mind and financial protection.