How to find travel insurance if you are a UK expat?

While the issues surrounding Brexit and the UK’s relationship with the rest of the European Union (EU) are yet to be finalized, this could be a recurring problem for Britons living in countries under the EU.

The UK government, in turn, has issued guidelines for Britons living abroad, particularly elsewhere in the EU. These guidelines are in line with the Withdrawal Agreement and the Political Declaration between the UK and the EU, signed on 19 October 2019. the end of the transition period, December 31, 2020.

With all this, British people living outside the UK, or just British expats, can find themselves in a complicated situation. However, there is nothing to worry about if you are a UK expat living in an EU country because having expat insurance means you are well prepared as the Withdrawal Agreement is not your only source of rights.

What is travel insurance for expats?

Expat insurance is insurance that covers expats living in the EU. The policy covers expats under the age of 89 and their family members.

In particular, expats who legally reside in a country in the European Union or the European Economic Area (EEA) can make use of the travel insurance for expats. Additional requirements include that the expat must be registered with a doctor, or be entitled to free public healthcare in their country of residence, based on reciprocal agreements with the UK.

The travel insurance for expats provides insurance documents and Emergency Assistance Card. It is useful that the expat can claim these documents immediately after taking out the insurance.

Annual multi-trip policies cover unlimited travel. Expats can choose between travel for Europe only or worldwide. There are also some travel policies available for both European and worldwide travel.

In addition, the standard expat insurance covers adventurous activities. However, expats can choose to undertake higher risk adventure activities for an additional fee.

Expat insurance premiums and coverage are in accordance with UK law, not the expat’s country of residence.

There are no living requirements required when buying expat travel insurance, making it easier and more convenient for expats to be covered by the insurance plan.

Expat travel insurance and its main features

Living abroad brings many difficulties for expats. The expat travel insurance can help expats living abroad, especially in countries under the EU or the EEA.

See also  Which pet insurance will help you

Expat insurance also covers expats with pre-existing medical conditions. A total of 50 pre-existing medical and health conditions are covered by the policy, making it an exceptional choice for UK expats.