Hiscox Business Insurance: Protecting Your Business and Your Future

When it comes to running a business, there are always risks involved. From liability issues to property damage, unexpected events can happen that can lead to financial losses or even put your business at risk of shutting down. That’s where Hiscox comes in – offering a range of insurance policies designed to protect businesses of all sizes from the unexpected.

Who is Hiscox?

Hiscox is a global specialist insurer, headquartered in Bermuda and listed on the London Stock Exchange. With a history spanning over 100 years, the company is now a leading provider of business insurance, offering a wide range of policies to protect small and large businesses from risks such as liability, property damage, and cyber crime. Hiscox has a strong reputation for customer service and has won numerous awards for its insurance products.

Why choose Hiscox business insurance?

There are many reasons why you might choose Hiscox as your business insurer. Here are just a few:

  • Hiscox offers a wide range of insurance policies, including liability, property, cyber, and professional indemnity insurance, so you can choose the coverage that is right for your business.
  • The company has a strong reputation for customer service, with a dedicated claims team ready to help you through the claims process.
  • Hiscox has a commitment to innovation, investing heavily in research and development to provide its customers with cutting-edge insurance products.
  • The company has a global reach, with offices in 14 countries and customers in over 190 countries.

What types of business insurance does Hiscox offer?

Hiscox offers a range of insurance policies designed to protect businesses from a variety of risks. Here are some of the most popular policies:

Liability insurance

Liability insurance covers your business in the event that you are sued for causing harm to someone else or their property. Hiscox offers a range of liability policies, including general liability, professional liability, and employer’s liability insurance.

Property insurance

Property insurance covers your business against damage to or loss of your physical assets, such as your building or equipment. Hiscox offers a range of property policies, including fire and theft insurance, business interruption insurance, and equipment breakdown insurance.

Cyber insurance

Cyber insurance covers your business against losses resulting from cyber crime, such as data breaches or theft of confidential information. Hiscox offers a range of cyber policies, including cyber liability insurance, privacy liability insurance, and network security insurance.

Professional indemnity insurance

Professional indemnity insurance covers your business against losses resulting from professional negligence or errors and omissions. Hiscox offers a range of professional indemnity policies, including architect and engineer insurance, media and entertainment insurance, and technology insurance.

FAQ

How much does Hiscox business insurance cost?

The cost of Hiscox business insurance policies will depend on a number of factors, such as the size of your business, the industry you operate in, and the level of coverage you require. Hiscox offers a range of policies to suit different budgets, so it’s worth speaking to a representative to get a quote tailored to your specific needs.

How do I make a claim with Hiscox?

If you need to make a claim with Hiscox, you can contact the company’s claims team by phone or email. Hiscox has a dedicated team of claims specialists who will guide you through the claims process and ensure that you receive the support you need.

What is not covered by Hiscox business insurance?

The specific exclusions for Hiscox business insurance policies will depend on the policy you have chosen. However, in general, Hiscox policies will not cover intentional acts of wrongdoing, illegal activities, or losses resulting from wear and tear or maintenance issues.

Policy
Coverage
General liability
Covers you if you are sued for causing harm to someone else or their property
Professional liability
Covers you for losses resulting from professional negligence or errors and omissions
Cyber liability
Covers you for losses resulting from cyber crime, such as data breaches or theft of confidential information
Property insurance
Covers you against damage to or loss of your physical assets, such as your building or equipment

Conclusion

Hiscox business insurance is a smart investment for any business owner who wants to protect their company from unexpected risks. With a wide range of policies to choose from, excellent customer service, and a commitment to innovation, Hiscox is a leading provider of business insurance globally. So why wait? Get in touch with Hiscox today to learn more about how they can help protect your business and secure your future.