Grundy’s Insurance: The Perfect Solution for Classic Cars Owners

Classic car owners love their vehicles, and for a good reason. These classics are not just pieces of metal, but they are also a part of history. They have a unique charm that modern cars just can’t replicate. However, owning a classic car comes with its own set of challenges, including finding the right insurance coverage. Grundy’s Insurance has been providing specialized insurance for classic car owners for over 70 years. In this article, we’ll discuss why Grundy’s Insurance is the perfect solution for classic car owners.

What is Grundy’s Insurance?

Grundy’s Insurance is a specialized insurance provider for classic car owners. The company was founded in 1947 by James A. Grundy, who was also the first person to offer agreed value insurance for classic cars. Agreed value insurance means that the insurance company and the car owner agree on the car’s value upfront, so there is no dispute in the event of a claim.

Grundy’s Insurance offers coverage for classic cars, collector cars, antique cars, and other valuable vehicles. The company is known for its excellent customer service and personalized attention to each client’s needs.

Why Choose Grundy’s Insurance?

There are many reasons why classic car owners should choose Grundy’s Insurance:

Agreed Value Coverage

As mentioned earlier, Grundy’s Insurance offers agreed value coverage, which means that you and the insurance company agree on the car’s value upfront. This ensures that you’ll be fully compensated for the car’s true value in the event of a covered loss.

No Depreciation

Unlike standard car insurance policies, Grundy’s Insurance policies do not depreciate your car’s value over time. This is a significant advantage for classic car owners because their cars usually appreciate in value over time.

Suspended Coverage

If you store your classic car during the winter months or for an extended period, you may opt for Grundy’s Insurance’s suspended coverage. This means you can save money by not paying for coverage during the time your car is not being used, while still maintaining full coverage during the active months.

Flexible Usage

Grundy’s Insurance policies allow you to use your classic car for car shows, exhibitions, and pleasure driving with no fixed mileage limits. You can enjoy your classic car without worrying about the number of miles you drive.

24/7 Claims Service

Grundy’s Insurance has a 24/7 claims service that ensures you can get help whenever you need it. The company also has a dedicated claims team that specializes in classic car claims.

How to Get a Quote from Grundy’s Insurance?

If you’re interested in getting a quote from Grundy’s Insurance, the process is straightforward. You can visit their website and fill out an online quote form, or you can call their toll-free number to speak to a representative.

The quote process involves providing information about your classic car, including its make, model, year, and condition. You’ll also be asked to provide details about your driving history and where the car will be stored.

Once you’ve provided all the necessary information, you’ll receive a quote that reflects your car’s agreed-upon value and coverage needs.


What types of classic cars does Grundy’s Insurance cover?

Grundy’s Insurance covers a wide variety of classic cars, including antiques, exotics, muscle cars, and more. They also cover collector cars and other valuable vehicles.

Does Grundy’s Insurance have any mileage restrictions?

No, Grundy’s Insurance policies do not have any fixed mileage limits. You can drive your classic car for car shows, exhibitions, and pleasure driving without worrying about mileage restrictions.

Does Grundy’s Insurance offer any discounts?

Yes, Grundy’s Insurance offers discounts for multiple cars, car club memberships, and other factors that can help reduce your premium.

Is Grundy’s Insurance available in all states?

No, Grundy’s Insurance is not available in all states. You can check their website to see if they offer coverage in your state.

What should I do in the event of a claim?

If you need to make a claim, you can call Grundy’s Insurance’s 24/7 claims service. A dedicated claims team will guide you through the process and ensure that your claim is handled promptly and professionally.


Grundy’s Insurance is the perfect insurance solution for classic car owners. With over 70 years of experience, the company provides personalized coverage and excellent customer service. Their agreed value coverage, no depreciation policies, and flexible usage options make them a top choice for classic car enthusiasts. If you’re a classic car owner looking for the best insurance coverage, look no further than Grundy’s Insurance.