Grange Insurance Reviews: What You Need to Know

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When it comes to choosing an insurance provider, it can be difficult to know where to start. There are so many options out there, each with their own pros and cons. One company that you may have heard of is Grange Insurance. In this article, we’ll take a closer look at Grange Insurance reviews to help you decide if this company is right for you.

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What is Grange Insurance?

Grange Insurance is an insurance company that was founded in 1935. It is based in Columbus, Ohio, and offers a range of insurance products including auto, home, and life insurance. The company prides itself on its personalized service, and has a network of independent agents who work with customers to find the right insurance solutions for their needs.

History of Grange Insurance

Grange Insurance was founded in 1935 as the Grange Mutual Casualty Company. It was originally created to provide insurance to members of the Grange, a fraternal organization for farmers. Over the years, the company has grown and expanded, and now offers insurance to customers across the country.

In 2009, Grange Insurance merged with Integrity Insurance, a Wisconsin-based insurance company. Today, the company is still headquartered in Columbus, Ohio, and is led by CEO John Ammendola.

Grange Insurance Ratings

Grange Insurance has received high ratings from several independent ratings agencies. A.M. Best, which rates insurance companies’ financial strength and creditworthiness, gives Grange Insurance a rating of A (Excellent). Standard & Poor’s, another independent ratings agency, has assigned the company a rating of A- (Strong). These ratings indicate that Grange Insurance is a financially stable and reliable insurance provider.

Types of Insurance Offered by Grange Insurance

Grange Insurance offers a variety of insurance products to meet the needs of its customers. Here are some of the types of insurance you can purchase from Grange:

Insurance Type
Description
Auto Insurance
Grange offers a range of auto insurance products, including liability coverage, collision coverage, and comprehensive coverage.
Homeowners Insurance
Grange offers homeowners insurance that covers your dwelling, personal property, and liability.
Life Insurance
Grange offers several types of life insurance, including term life, whole life, and universal life insurance.

Other Insurance Products Offered by Grange Insurance

In addition to the insurance products listed above, Grange Insurance also offers the following:

  • Business insurance
  • Umbrella insurance
  • Flood insurance
  • Identity theft insurance

Pros and Cons of Grange Insurance

Pros

One of the biggest advantages of choosing Grange Insurance is its personalized service. The company works with independent agents who can help you find the right insurance products for your needs. This can be particularly helpful if you’re not sure what type of insurance you need or how much coverage to get.

Another advantage of Grange Insurance is its financial stability. The company has high ratings from independent ratings agencies, indicating that it is a reliable and financially sound insurance provider.

Cons

One potential downside of Grange Insurance is that it may not be available in all states. The company currently operates in 13 states, so if you live outside of these areas, you won’t be able to purchase insurance from Grange.

Another potential drawback is that Grange Insurance may not offer the lowest rates. Because it is a smaller insurance company, its rates may be higher than those of larger providers.

FAQ: Frequently Asked Questions About Grange Insurance

What is the process for filing a claim with Grange Insurance?

If you need to file a claim with Grange Insurance, you can do so by contacting your independent agent or by calling the company’s claims department. You will need to provide details about the accident or damage, and the claims adjuster will work with you to process the claim and determine any potential payouts or benefits.

Does Grange Insurance offer any discounts or special promotions?

Grange Insurance offers several discounts, including multi-policy discounts and safe driver discounts. The company also periodically runs promotions and specials that can help you save even more on your insurance premiums.

Can I purchase insurance online from Grange Insurance?

Grange Insurance does offer some online insurance purchasing options, but it may be best to work with an independent agent to ensure that you’re getting the right type and amount of coverage for your needs.

What sets Grange Insurance apart from other insurance providers?

Grange Insurance stands out from other insurance providers because of its personalized service and commitment to working with customers to find the right insurance solutions. The company has a network of independent agents who can help you navigate the often-confusing world of insurance and find the coverage that’s right for you.

Conclusion

Grange Insurance is a reliable and financially stable insurance provider that offers a range of insurance products to meet the needs of its customers. If you’re looking for personalized service and a commitment to helping you find the right insurance solutions for your needs, Grange Insurance may be a good choice for you.

That said, it’s always a good idea to shop around and compare insurance providers to make sure you’re getting the best possible rates and coverage. Be sure to get quotes from multiple providers and ask questions to ensure that you’re getting the coverage you need at a price you can afford.

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