Understanding Good Sam Insurance – Your Ultimate Guide

When it comes to getting the best RV insurance coverage for your recreational vehicle, there are many options out there to choose from. However, one of the most popular and widely recognized RV insurance providers is Good Sam Insurance. In this guide, we will take a closer look at what Good Sam Insurance is, what they offer, and why they are a great choice for RV owners.

What is Good Sam Insurance?

Good Sam Insurance is a provider of RV insurance policies that have been designed specifically to meet the unique needs of RV owners. With more than 50 years of experience in the RV industry, Good Sam Insurance is a trusted name and has earned a reputation for providing high-quality insurance coverage to RV owners across the country.

The company was founded in 1966 by Art Rouse Sr. and his wife, Marie, who were avid RVers themselves. They saw a need for an insurance provider that understood the needs of RV owners and could provide coverage that was tailored to those needs. Today, Good Sam Insurance continues to honor that legacy and remains committed to providing the best possible insurance coverage for RV owners.

What sets Good Sam Insurance apart from other insurance providers?

One of the things that sets Good Sam Insurance apart from other insurance providers is their focus on RV owners. Unlike other insurance companies that offer generic policies that may not be well-suited for RV owners, Good Sam Insurance specializes in providing coverage that meets the specific needs of RVers.

Additionally, Good Sam Insurance offers a wide range of coverage options that can be customized to fit your individual needs. From liability coverage to comprehensive coverage that includes protection for your personal belongings and RV add-ons, Good Sam Insurance has you covered.

Another advantage of choosing Good Sam Insurance is their RV emergency service. If your RV breaks down or you need assistance while on the road, Good Sam Insurance provides 24/7 roadside assistance to help you get back on the road as quickly and safely as possible.

What Does Good Sam Insurance Cover?

Good Sam Insurance offers a range of coverage options to fit the needs of all RV owners, regardless of the type of RV they own. Here are some of the coverage options available:

Bodily Injury Liability

If you are involved in an accident while driving your RV and someone is injured, this coverage will pay for their medical bills and any other related expenses.

Property Damage Liability

This coverage will pay for any damage caused to another person’s property as a result of an accident involving your RV.

Collision Coverage

If your RV is damaged in an accident with another vehicle or object, this coverage will pay for the cost of repairs or replacement.

Comprehensive Coverage

This coverage protects your RV against non-collision events such as theft, fire, vandalism, and weather-related damage.

Personal Belongings Coverage

This coverage provides protection for your personal belongings that are inside your RV. This can include things like electronics, appliances, and other valuables.

RV Add-Ons Coverage

If you have added aftermarket accessories or upgrades to your RV, this coverage will provide protection for those add-ons.

FAQs

What types of RVs does Good Sam Insurance cover?

Good Sam Insurance covers all types of RVs, including motorhomes, travel trailers, fifth wheels, and more.

How much does Good Sam Insurance cost?

The cost of Good Sam Insurance will depend on a variety of factors, including the type of RV you own, your driving history, and the coverage options you choose.

Do I need RV insurance if I only use my RV occasionally?

Yes, you need RV insurance regardless of how often you use your RV. Even if you only use it once or twice a year, accidents can still happen, and it is essential to have the proper insurance coverage in place to protect yourself and your investment.

Can I get coverage for my personal belongings inside my RV?

Yes, Good Sam Insurance offers personal belongings coverage that provides protection for your personal items, such as electronics, appliances, and other valuables.

Does Good Sam Insurance offer roadside assistance?

Yes, Good Sam Insurance provides 24/7 roadside assistance to help you get back on the road if your RV breaks down or you need assistance while traveling. This service is available to all Good Sam Insurance policyholders.

What is the claims process like with Good Sam Insurance?

The claims process with Good Sam Insurance is straightforward and hassle-free. You can file a claim online, over the phone, or directly with your agent. Once your claim is submitted, a claims adjuster will be assigned to your case, and they will work with you to ensure that your claim is handled quickly and efficiently.

Conclusion

Overall, Good Sam Insurance is an excellent choice for RV owners who want comprehensive coverage that is tailored to their specific needs. With a range of coverage options, competitive pricing, and excellent customer service, Good Sam Insurance is a trusted and reliable provider that has been serving the RV community for over 50 years.