Farmers Insurance Agency offers advice to help ensure financial health

Omaha insurance agent and philanthropist, suggests the following to ensure financial health for the coming year and beyond:

  • Set a budget and stick to it. Start by making two columns, one for expenses and the other for income, and add them together. Whether you earn as much as you spend or not, see where you can cut back on luxury items, pay off debt and save more

  • Add line items to your budget, such as for taxes, savings, tuition, and vacation

  • Add financial goals to your daily agenda, such as paying off student loans by a certain amount of time. Consider paying off the largest balances first and try to transfer outstanding balances to accounts with a lower interest rate

  • Consistently review credit card and bank details to ensure transactions are accurate and see where you can save on spending

  • Pay credit card bills in full, cut up the cards you don’t need, and try to use cash whenever possible

  • Take advantage of programs through work, such as discounts on phones, computers, and fitness memberships

  • When shopping, stock up in bulk, cut out coupons, look for deals, shop around, buy a generic or store brand, and stick to the shopping list

  • Use a programmable thermostat at home, evaluate the air system to find holes that need fixing, get rid of the house phone and bundle your cell phone plan into a family plan

  • Take care of your car’s engine and tires to save on gas and repairs

  • See if there are additional costs you can eliminate, such as getting rid of cable and switching to Netflix or Hulu for a small monthly fee. Some plans, such as Amazon Prime, already include TV and video.

Some of these tips may seem like big changes, but once you make these changes and see results, they become daily/monthly habits. practicing the

Through hard work, dedication, and being both passionate and professional about clients’ needs, Manley and his small team at his Farmers Insurance agency in Omaha, Nebraska have grown the agency into the largest Farmers Insurance agency in the state. His agency is also the second largest for the entire Farmers Insurance region.

Manley’s community service includes support for the Siena/Francis Home, Restoration Exchange, Homeward Bound Animal Rescue, the Ronald McDonald House and The Stephen Center.

Call him at (402) 391-1656 and he will be happy to answer any questions you may have.