Esurance Insurance Company

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Esurance is an insurance company that provides its customers with auto, homeowners, motorcycle, renters, and life insurance.

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History of Esurance

Esurance was founded in 1999 by Chuck Wallace and Jean-Bernard Duler. The company was created to provide a more convenient and affordable way for customers to purchase insurance. In 2011, Esurance was acquired by Allstate Corporation.

As of 2021, Esurance has over 5.4 million policies in force and operates in 43 states across the United States.

Esurance Features and Benefits

Esurance offers numerous features and benefits to its customers, including:

Features
Benefits
Online Quotes
Customers can easily obtain quotes online, making the process of purchasing insurance more convenient.
Discounts
Esurance offers a variety of discounts to eligible customers, including multi-policy, safe driver, and good student discounts.
Mobile App
Esurance’s mobile app allows customers to access their policies, pay their bills, and file claims from their smartphones.
24/7 Customer Service
Esurance provides its customers with 24/7 customer service, making it easy to get help when needed.

Esurance Auto Insurance

Esurance’s auto insurance policies include liability coverage, collision coverage, comprehensive coverage, and more. Customers can also add additional protection, such as roadside assistance and rental car coverage, to their policies.

Esurance also offers DriveSense, a mobile app that tracks your driving habits and rewards you for safe driving. Customers who use DriveSense can earn up to a 30% discount on their auto insurance premiums.

FAQ: Esurance Auto Insurance

What is liability coverage?

Liability coverage is insurance that covers the cost of damages or injuries that you cause to another person or their property in an accident.

What is collision coverage?

Collision coverage is insurance that covers the cost of damages to your own vehicle in an accident.

What is comprehensive coverage?

Comprehensive coverage is insurance that covers the cost of damages to your vehicle that are not caused by an accident, such as theft, vandalism, or weather-related damage.

What is DriveSense?

DriveSense is a mobile app that tracks your driving habits and rewards you for safe driving. Customers who use DriveSense can earn up to a 30% discount on their auto insurance premiums.

Esurance Homeowners Insurance

Esurance’s homeowners insurance policies include coverage for your home, personal property, liability, and more. Customers can also add additional protection, such as water backup coverage and identity theft expense coverage, to their policies.

Esurance also offers a free online tool called the DIY Home Inspection that helps homeowners identify potential risks and hazards in their homes.

FAQ: Esurance Homeowners Insurance

What does homeowners insurance cover?

Homeowners insurance covers the cost of damages or losses to your home and personal property. It also provides liability coverage if someone is injured on your property.

What is water backup coverage?

Water backup coverage is insurance that covers the cost of damages caused by water that backs up into your home through sewers or drains.

What is identity theft expense coverage?

Identity theft expense coverage is insurance that covers the cost of expenses, such as legal fees and lost wages, that are incurred as a result of identity theft.

Esurance Renters Insurance

Esurance’s renters insurance policies include coverage for your personal property, liability, and more. Customers can also add additional protection, such as earthquake coverage and identity theft expense coverage, to their policies.

Esurance also offers a free online tool called the DIY Home Inspection that helps renters identify potential risks and hazards in their homes.

FAQ: Esurance Renters Insurance

What does renters insurance cover?

Renters insurance covers the cost of damages or losses to your personal property. It also provides liability coverage if someone is injured in your rented home.

What is earthquake coverage?

Earthquake coverage is insurance that covers the cost of damages caused by earthquakes.

What is identity theft expense coverage?

Identity theft expense coverage is insurance that covers the cost of expenses, such as legal fees and lost wages, that are incurred as a result of identity theft.

Esurance Life Insurance

Esurance’s life insurance policies include term life insurance, whole life insurance, and accidental death and dismemberment insurance. Customers can also add additional protection, such as critical illness coverage, to their policies.

Esurance also offers a free online tool called the Life Insurance Calculator that helps customers determine how much life insurance they need.

FAQ: Esurance Life Insurance

What is term life insurance?

Term life insurance is insurance that provides coverage for a specific period of time, such as 10 or 20 years.

What is whole life insurance?

Whole life insurance is insurance that provides coverage for the insured’s entire life, as long as premiums are paid.

What is accidental death and dismemberment insurance?

Accidental death and dismemberment insurance is insurance that provides coverage in the event that the insured dies or is dismembered as a result of an accident.

What is critical illness coverage?

Critical illness coverage is insurance that provides coverage in the event that the insured is diagnosed with a critical illness, such as cancer, heart attack, or stroke.

Conclusion

Esurance is a reputable insurance company that offers a wide range of insurance products to its customers. Its convenient online platform, mobile app, and 24/7 customer service make it easy for customers to purchase and manage their policies. With its numerous features and benefits, Esurance is a great choice for anyone looking for affordable and reliable insurance coverage.

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