Discount business car insurance can become a reality if you know where to look and how to buy. With so many companies ready to insure your business, the process of finding the right insurer can be overwhelming. Nationwide, GMAC, Farmers, UniTrin Kemper, The Hartford, Liberty Mutual – these are just a few of the many insurance companies you may come across in your search.
But fear not, because now you can take matters into your own hands and find cheap (or less expensive) car insurance for your small business on the Internet. That said, it takes a bit of savvy to get it done, so you need to be very careful in the process – especially if you’re filling out free automatic quote forms online.
Here is some of the information you should be willing to provide on any number of websites: your company name, number of employees, legal status, any subsidiaries, SIC code and the type of insurance you want. Remember: online insurance quote generators exist to capture a lot of information about you and your business with one simple goal in mind: they want your business!
Now on to the real secret: how to get cheap commercial vehicle insurance? Honestly, the process is so simple that it will really surprise you. First, visit as many websites as possible that offer the same general car coverage you’re looking for. Set a goal to visit five or ten of these websites. Then compare and contrast the quote form you see on these websites.
Most of these forms ask for very similar information, so be prepared in advance by keeping everything in one swipe file. It is very important to be clear when filling out these forms. You certainly don’t want to lie or hide important information about your activities, tax details or other legal information. That said, don’t feel like you have to reveal absolutely everything about yourself or your business entity.