Delta Dental Insurance Reviews

Dental insurance is an important consideration for most people, and Delta Dental is one of the most popular providers in the United States. It has a large network of dentists, and its plans offer comprehensive coverage for a wide range of treatments. But how does Delta Dental stacks up against its competitors? In this article, we will review Delta Dental Insurance and provide you with all the information you need to decide if it’s the right provider for you.

What is Delta Dental Insurance?

Delta Dental is a network of dental insurance companies that provide coverage to over 80 million Americans. It was founded in 1954 and has been providing affordable dental insurance to individuals and employers for over 65 years. Delta Dental has a large network of dentists, with more than 150,000 participating providers across the country.

Delta Dental provides coverage for a wide range of dental treatments, including preventive care, fillings, crowns, bridges, dentures, and orthodontics. Its plans also cover diagnostic services like X-rays and oral exams, and some plans offer coverage for cosmetic treatments like teeth whitening.

Delta Dental offers several different types of plans, including individual and family plans, employer-sponsored plans, and Medicare Advantage plans. Its plans vary in terms of coverage levels, deductibles, and out-of-pocket maximums.

Delta Dental Insurance Reviews

To determine whether Delta Dental is the right dental insurance provider for you, it’s important to consider what others are saying about the company. Here are some Delta Dental insurance reviews from real customers:

Pros
Cons
Comprehensive coverage
High deductibles
Large network of dentists
Some plans don’t cover orthodontics
Affordable premiums
Some customers have had issues with claims processing

As you can see, Delta Dental has a lot of pros and cons. However, most customers seem to be satisfied with the company’s coverage and network of dentists.

Pros

One of the biggest advantages of Delta Dental is its comprehensive coverage. Its plans cover a wide range of treatments, from preventive care to major dental procedures. This means that you can get the care you need without worrying about the cost.

Another advantage is Delta Dental’s large network of dentists. With over 150,000 participating providers, it’s easy to find a dentist in your area. This is especially important if you live in a rural area or a small town where dental care options may be limited.

Delta Dental also offers affordable premiums. While the cost of dental insurance can vary depending on the plan and your location, Delta Dental’s plans are generally more affordable than those of its competitors.

Cons

One of the biggest drawbacks of Delta Dental is its high deductibles. Some customers have reported deductibles as high as $1,000, which can be a significant financial burden.

Another issue is that some of Delta Dental’s plans do not cover orthodontics. If you or a family member require braces or other orthodontic treatments, you may need to look for an alternative provider.

Finally, some customers have reported issues with Delta Dental’s claims processing. While this is not unique to Delta Dental, it can be frustrating if you’re trying to get a claim approved.

Frequently Asked Questions

What is Delta Dental Insurance?

Delta Dental is a network of dental insurance companies that provide coverage to over 80 million Americans. It was founded in 1954 and has been providing affordable dental insurance to individuals and employers for over 65 years. Delta Dental has a large network of dentists, with more than 150,000 participating providers across the country.

What services does Delta Dental cover?

Delta Dental provides coverage for a wide range of dental treatments, including preventive care, fillings, crowns, bridges, dentures, and orthodontics. Its plans also cover diagnostic services like X-rays and oral exams, and some plans offer coverage for cosmetic treatments like teeth whitening.

How much does Delta Dental insurance cost?

The cost of Delta Dental insurance varies depending on the plan you choose and your location. However, Delta Dental’s plans are generally more affordable than those of its competitors.

Does Delta Dental have a large network of dentists?

Yes, Delta Dental has more than 150,000 participating providers across the country. This means that it’s easy to find a dentist in your area.

Are there any downsides to Delta Dental insurance?

One of the biggest downsides of Delta Dental is its high deductibles. Some customers have reported deductibles as high as $1,000, which can be a significant financial burden. Additionally, some of Delta Dental’s plans do not cover orthodontics, which may be an issue if you or a family member require braces or other orthodontic treatments.

Conclusion

Delta Dental is a popular dental insurance provider that offers comprehensive coverage at an affordable price. Its large network of dentists makes it easy to find a provider in your area, and its plans cover a wide range of treatments. While it has some downsides, such as high deductibles and limited coverage for orthodontics, most customers seem to be satisfied with the company’s services. If you’re in the market for dental insurance, Delta Dental is definitely worth considering.