Concordia Insurance Dental

Concordia Insurance Dental

Oral health is an important aspect of our overall well-being. A lot of people ignore dental health care and neglect their teeth, gums, and mouth, which can lead to serious health problems. Concordia Insurance Dental is a great way to ensure proper oral health care while also saving money on dental treatments. In this article, we will discuss everything you need to know about Concordia Insurance Dental and how it works.

What is Concordia Insurance Dental?

Concordia Insurance Dental is a dental insurance plan that is designed to provide affordable dental care to individuals and families. It is a comprehensive dental plan that covers preventive, basic, and major dental treatments. Concordia Insurance Dental is offered by Concordia Plan Services, which is a non-profit organization that provides benefits to the workers of the Lutheran Church-Missouri Synod.

Concordia Insurance Dental is available to individuals and families who are members of the Lutheran Church-Missouri Synod, and their affiliated organizations. It is also available to employees of organizations that are affiliated with the Concordia Plan Services.

How Does Concordia Insurance Dental Work?

Concordia Insurance Dental is a PPO (Preferred Provider Organization) plan, which means that you get the best value for your money by visiting the network dentists. However, you can also visit out-of-network dentists, but the cost will be higher.

Once you sign up for Concordia Insurance Dental, you will receive a member ID card. You can then visit any of the network dentists and present your member ID card at the time of service. The dentist will bill Concordia Insurance Dental directly, and you will only be responsible for the co-payment (if any).

What Does Concordia Insurance Dental Cover?

Concordia Insurance Dental covers a wide range of dental treatments, including preventive, basic, and major dental services. Here is a breakdown of what is covered by Concordia Insurance Dental:

Preventive
Basic
Major
Regular dental check-ups
Fillings and extractions
Root canals and crowns
Teeth cleaning and polishing
Oral surgery
Dentures
X-rays and diagnostic tests
Periodontal treatment
Orthodontics

How Much Does Concordia Insurance Dental Cost?

The cost of Concordia Insurance Dental varies depending on the type of plan and coverage level you choose. The premium costs for Concordia Insurance Dental are very affordable, and you can choose a plan that fits your budget and dental health care needs.

There are three types of plans that are offered by Concordia Insurance Dental:

  • Basic Plan
  • Standard Plan
  • Enhanced Plan

The Basic Plan is the most affordable plan and offers limited coverage for dental treatments. The Standard Plan offers more comprehensive coverage, while the Enhanced Plan offers the highest level of coverage for dental treatments.

Frequently Asked Questions

1. Who is eligible for Concordia Insurance Dental?

Concordia Insurance Dental is available to individuals and families who are members of the Lutheran Church-Missouri Synod and their affiliated organizations. It is also available to employees of organizations that are affiliated with the Concordia Plan Services.

2. What is covered by Concordia Insurance Dental?

Concordia Insurance Dental covers a wide range of dental treatments, including preventive, basic, and major dental services. Some of the dental services covered are teeth cleaning, fillings, extractions, root canals, crowns, dentures, orthodontics, and oral surgery.

3. Can I visit any dentist with my Concordia Insurance Dental plan?

Concordia Insurance Dental is a PPO plan, which means that you can visit any dentist. However, you get the best value for your money by visiting the network dentists.

4. How much does Concordia Insurance Dental cost?

The cost of Concordia Insurance Dental varies depending on the type of plan and coverage level you choose. The premium costs for Concordia Insurance Dental are very affordable, and you can choose a plan that fits your budget and dental health care needs.

5. How do I sign up for Concordia Insurance Dental?

You can sign up for Concordia Insurance Dental online or by calling Concordia Plan Services. You will need to provide some basic information about yourself and your family, including your name, address, date of birth, and Social Security number.