Churchill Insurance Review: Affordable Car Insurance for Britons

Churchill Insurance is a popular UK-based insurance company that offers a range of insurance policies including car, home, and pet insurance. The company was founded in 1989 and is named after the famous British Prime Minister, Winston Churchill. In this article, we will review Churchill Insurance’s car insurance policy and see how it compares to other insurance providers in the UK.

Churchill Car Insurance: What You Need to Know

Churchill Insurance offers comprehensive, third party fire and theft, and third party only car insurance policies. They also offer a multi-car policy for households with more than one car. Their policies come with a range of benefits including 24-hour roadside assistance, a courtesy car, and a 5-year workmanship guarantee on repairs carried out by their approved repairers.

Churchill Insurance also allows you to customize your policy by adding optional extras such as legal cover, breakdown cover, and protected no claims bonus. They also offer a range of discounts including a no claims discount, a multi-car discount, and a loyalty discount for existing customers.

What Makes Churchill Car Insurance Stand Out?

One of the main advantages of Churchill Insurance is its affordable prices. They offer competitive rates and their policies are often cheaper than those offered by other insurance providers in the UK. Churchill Insurance also has a reputation for providing excellent customer service. They have won several awards for their customer service and have a 4.6 rating on Trustpilot.

Churchill Insurance also offers a range of features and benefits that are not offered by other insurance providers. For example, their 24-hour roadside assistance covers you anywhere in the UK and Europe, and their 5-year workmanship guarantee ensures that repairs carried out by their approved repairers are of a high standard.

How to Buy Churchill Car Insurance

You can get a quote for Churchill car insurance by visiting their website or calling their customer service team. You will need to provide details about your car and your driving history, and Churchill Insurance will use this information to calculate your premium. Once you have received a quote, you can choose to buy the policy online or over the phone.

If you buy your policy online, you will receive instant cover and your documents will be emailed to you. If you prefer to buy your policy over the phone, you will need to provide your payment details and Churchill Insurance will send you your documents in the post.

Churchill Car Insurance: Frequently Asked Questions

Question
Answer
What types of car insurance does Churchill offer?
Churchill offers comprehensive, third party fire and theft, and third party only car insurance policies.
What is covered under Churchill’s comprehensive car insurance policy?
Churchill’s comprehensive car insurance policy covers damage to your car, damage to other people’s property, and injury to other people. It also includes a range of benefits such as 24-hour roadside assistance and a courtesy car.
Does Churchill offer a multi-car policy?
Yes, Churchill offers a multi-car policy for households with more than one car. This policy allows you to insure all your cars on one policy and can be a cost-effective way to insure multiple cars.
What optional extras can I add to my Churchill car insurance policy?
Churchill Insurance allows you to add optional extras such as legal cover, breakdown cover, and protected no claims bonus to your policy. These extras can provide additional protection and peace of mind.
Can I get a no claims discount with Churchill car insurance?
Yes, Churchill offers a no claims discount to drivers who have not made a claim on their policy. The discount can be up to 65% and can help to reduce the cost of your car insurance.

Churchill Car Insurance: Pros and Cons

Pros

  • Churchill offers affordable car insurance policies
  • They have a reputation for providing excellent customer service
  • Their policies come with a range of benefits including 24-hour roadside assistance and a courtesy car
  • They offer a range of optional extras and discounts

Cons

  • Some drivers may find that Churchill’s policies do not offer as much coverage as other insurance providers
  • They may not be the best option for drivers with a history of accidents or claims

The Bottom Line

Overall, Churchill Insurance is a good option for drivers looking for affordable car insurance in the UK. Their policies come with a range of benefits and their customer service is highly regarded. However, it is always important to compare quotes from multiple insurance providers to ensure that you are getting the best deal possible.