Cheap Young Driver Insurance In 2023 – Where To Find The Best Deals

Cheap car insurance for young drivers
Cheap car insurance for young drivers from


Young drivers are often seen as the most expensive type of motorist to insure, however this doesn’t have to be the case. While it may be true that young drivers are statistically more likely to be involved in an accident, there are still ways to get a good deal on a car insurance policy. In this article, we’ll take a look at some of the ways you could get cheap young driver insurance in 2023.

Shop Around for the Best Deals

The first and most important step to getting a good deal on young driver insurance is to shop around. Don’t just go with the first provider you find; instead, compare quotes from a range of different insurers to find the best deal for your circumstances. Most insurers offer discounts for young drivers, so make sure to take advantage of them when you’re searching for a policy.

It’s also worth using online comparison tools to get an idea of the kind of deals available. These can often provide you with a comprehensive list of insurers and their prices all in one place, making it easier to compare and find the best option.

Choose Your Car Carefully

The type of car you drive is a major factor in the cost of your insurance, so it pays to be picky. Choose a car that’s not too flashy or expensive, as this could bump up the cost of your policy. Smaller, more economical cars are usually cheaper to insure and also tend to be more fuel-efficient, helping you save money in the long run.

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Also, look for a car with a good safety rating. Cars with the latest safety features often come with discounts from insurers, so make sure to check out the safety ratings of the cars you’re considering.

Opt for a Higher Excess

If you’re willing to take a slightly higher risk, opting for a higher excess could help you save money on your policy. This is the amount of money you’d have to pay out in the event of a claim, and while it may seem like a lot at first, it could help to reduce the overall cost of your policy. Just make sure you’re comfortable with the amount of excess you’re agreeing to, as you’ll need to pay this out if you make a claim.

Take a Defensive Driving Course

Most insurers offer discounts to young drivers who have taken a defensive driving course. These courses are designed to teach you how to drive safely and responsibly, and can often result in a reduction in your premiums. Be sure to check with your insurer to see if they offer discounts for taking a course.

Pay Annually

If you’re able to pay for your policy in one lump sum, this could help you to save money. Most insurers offer discounts for paying your policy in one go, so make sure to ask about this when you’re getting quotes.

Add an Older Driver

If you’re able to, adding an older, more experienced driver to your policy could help to reduce the cost. This is because insurers view older drivers as being less of a risk, so adding them to your policy could help you to get a better deal.

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Use Telematics

Telematics devices are becoming an increasingly popular way to get cheap young driver insurance. These devices track your driving habits and allow insurers to see how safe and responsible you are behind the wheel. If you’re able to prove that you’re a safe driver, this could lead to a reduction in your premiums.


Getting cheap young driver insurance in 2023 doesn’t have to be difficult or expensive. By shopping around, choosing your car carefully, opting for a higher excess, taking a defensive driving course, paying annually, and even adding an older driver to your policy, you could find yourself a great deal. Telematics devices are also becoming an increasingly popular way to get a cheaper policy, so make sure to ask your insurer about this option as well.