Is it possible to find cheap military car insurance? What are some things one should know to find the cheapest military auto insurance rates? Which Insurance Companies Offer Military Discounts on Their Auto Insurance? If you are in the military or have a family member serving their country in the armed forces, then it is important to understand some of the various military car insurance discounts and other money-saving benefits available.
Some insurance companies offer discounted military auto insurance for all armed forces personnel, including the National Guard. These insurance companies recognize the sacrifice and dedication of the men and women serving this country, and it is their way of showing their appreciation.
These insurers offer many discounts for various needs of military personnel, including coverage. In most cases, military auto insurance is offered to all active and retired military personnel, as well as their families.
USAA is at the forefront when it comes to providing military auto insurance coverage. The company is structured to serve only the needs of the men and women serving in the armed forces. When you join USAA, you and your family can expect to save up to $600 a year for military auto insurance. They also offer forgiveness for accidents. If you are accident free for at least 5 years after purchasing one of their policies, your military auto insurance premium will not increase if you have one accident at fault.
USAA also utilizes 2,300 repair locations across the country to ensure repairs are completed in a timely manner. All of their services, including claims, are accessible online. They also have many other products and services available to help men and women of the armed forces.
GEICO Insurance Company also has a military auto insurance program that they offer to all active and retired armed forces personnel and their families. With GEICO, you can expect to save anywhere from 2 to 15 percent on your military auto insurance. The military auto insurance discount is available in all states except Georgia, Indiana, Massachusetts, Michigan, Mississippi, New Jersey, New Mexico, Tennessee, and Texas.
GEICO also allows you to drop all coverage except extended if you are being shipped overseas and plan to put your car in storage. Additionally, if you are deployed to Iraq, Afghanistan or any other area where you receive hostile fire, you can save up to 25% on your military car insurance while your car is in storage.
GEICO’s military assistance team consists of retired and former military personnel. They can help you understand and choose the right military auto insurance policy based on your needs.
Other car insurance companies, such as Esurance, do not offer a discount on your military car premium, but allow you to cancel your current coverage without penalty if the car goes into storage while you are abroad. When you return, you can reactivate your policy and Esurance will waive any penalties you may have incurred.
Some cheap car insurance companies offer great rates, but really only offer significant military savings if you are deployed in a hostile fire zone if your car is parked under one of their approved storage plans.
If you are looking for a good military car insurance program, do some research online and then call the companies you are interested in. Ask lots of questions. Don’t just take the cheapest rate without knowing the full details and all the benefits you may or may not receive.
Find the best deal for your individual situation and a military auto insurance company you feel comfortable with. Look for good customer service, online payment and claims submission, as well as how well each company communicates with you.