Century 21 Car Insurance: Everything You Need to Know

Are you considering Century 21 car insurance for your vehicle? As one of the largest real estate companies in the world, Century 21 has recently expanded its offerings to include car insurance. In this article, we will explore Century 21 car insurance in detail, including its coverage options, pricing, and customer reviews.

What is Century 21 Car Insurance?

Century 21 car insurance is a new addition to the company’s offerings. The insurance policies are underwritten by MetLife Auto & Home, a well-established insurance company. The policies are marketed and sold through Century 21’s agents or online.

Century 21 car insurance provides comprehensive and collision coverage, liability, personal injury protection, and uninsured motorist coverage. The company also offers additional coverage options such as roadside assistance, rental reimbursement, and pet injury coverage. This means that you can customize your policy based on your unique needs and budget.

Coverage Options

Century 21 car insurance offers a variety of coverage options, including:

Coverage Type
Description
Liability
Covers damages and injuries you caused to another person or their property
Collision
Covers damages to your vehicle in an accident, regardless of fault
Comprehensive
Covers damages to your vehicle from things like theft, vandalism, or weather-related events
Personal Injury Protection
Covers medical expenses and lost wages for you and your passengers in the event of an accident
Uninsured Motorist Coverage
Covers damages and injuries caused by an uninsured driver

In addition to these standard coverage options, Century 21 also offers several optional coverages:

  • Rental reimbursement
  • Roadside assistance
  • Pet injury coverage
  • New car replacement
  • Accident forgiveness

Pricing and Discounts

Century 21 car insurance pricing varies based on several factors, including your driving record, the type of vehicle you own, and your location. However, the company does offer several discounts that can help lower your premiums:

  • Multi-car discount
  • Safe driver discount
  • Good student discount
  • Homeowner discount
  • Paperless billing discount

Century 21 also offers a bundling discount if you purchase both car and home insurance through the company.

Customer Reviews

So, what do customers think of Century 21 car insurance? According to customer reviews on various websites, the company receives mixed reviews. Some customers are happy with the coverage options and pricing. Others have had negative experiences with customer service and claims handling.

However, it’s important to keep in mind that customer satisfaction can vary greatly depending on the individual’s experience. It’s always a good idea to research and compare multiple insurance companies before making a decision.

FAQ

What is the process for filing a claim with Century 21 car insurance?

If you need to file a claim with Century 21 car insurance, you can do so by calling the company’s claims department or logging into your online account. You will need to provide details about the accident and any damages or injuries. The claims process can vary depending on the situation, but Century 21 strives to make it as streamlined as possible.

Can I customize my Century 21 car insurance policy?

Yes, Century 21 car insurance allows you to customize your policy based on your unique needs and budget. You can choose from a variety of coverage options and additional coverage options, such as roadside assistance and rental reimbursement.

What discounts does Century 21 car insurance offer?

Century 21 car insurance offers several discounts, including multi-car, safe driver, good student, homeowner, and paperless billing discounts. If you purchase both car and home insurance through Century 21, you may also be eligible for a bundling discount.

Is Century 21 car insurance available in all states?

No, Century 21 car insurance is not available in all states. The availability of policies can vary depending on the state’s regulations and laws.

Can I purchase Century 21 car insurance online?

Yes, you can purchase Century 21 car insurance online or through one of the company’s agents. You can also manage your policy online, including making payments and filing claims.

Conclusion

Overall, Century 21 car insurance offers a wide range of coverage options, additional coverages, and discounts. However, customer reviews are mixed, so it’s important to do your research before making a decision. By comparing multiple insurance companies and policies, you can find the best coverage and pricing for your unique needs.