Car insurance estimate for a car and a van – 3 tips for multi-vehicle insurance

Car insurance is one of those things that nobody really wants to buy. That is, until you have an accident. Then car insurance can become your best friend.

And even if you never think you’ll be in a car accident, you’re still required by law to get insurance in most places.

But just because auto insurance is required doesn’t mean you shouldn’t try to get the cheapest insurance you can.

A great way to cut your insurance costs is to shop around; It is always better to have more choices than fewer when looking for a car insurance estimate.

Another way to get cheaper insurance is to try to qualify for discounts. One big discount: insure two vehicles on the same policy.

Why insuring two vehicles can be cheaper?

Auto insurance companies want your business. Of course they would rather insure two vehicles with you than just one. In fact, they are willing to give you a discount to achieve just that. Some insurers will even charge you the exact same amount for insuring two vehicles (e.g. a car and a van, two cars, etc.) as insuring one!

But how can they do that? Well, one reason is limited liability. After all, insurance companies know that if you own two vehicles, you can’t drive them both at the same time. So your chances of having an accident are about the same with two vehicles as with one.

3 steps to get a car insurance estimate for a car and a van

Here are 3 steps to get a car insurance estimate for more than one vehicle:

1. List at least 5-7 insurance companies: Would you rather go shopping for jeans in a store that only has 10 jeans in stock or 1,000 jeans? Having more choices is a no-brainer, right? And yet so many people looking for auto insurance make the mistake of getting just one or two quotes before selecting a lender. Don’t make that mistake! Do your research online and list multiple insurance companies.

2. Have your vehicle information ready in advance: Prepare the make, model, year, license plate and VIN (Vehicle Identification Number) of each vehicle in advance. Having it to hand will make your conversations faster.

3. Call at least 3-5 of the companies: Call at least 3-5 of the companies you found in step 1 above. Very important: To get apples to apples estimates, make sure you have the same types of coverage (liability coverage, collision coverage, comprehensive coverage and medical payment coverage, if needed) and coverage limits (deductible deductibles, maximum coverage amounts per person and per person). accident, etc.).

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Follow these 3 tips to get the cheapest car insurance for a car and a van.