Can changes be made after the insurance has been taken out?

The simple answer is YES. Customers can make changes once they have purchased travel insurance. It is common for insurance companies to allow their customers to make the necessary changes after a successful purchase. However, there are instances where some companies become selective in what details they allow changes to.

Often people use insurance after buying their travel tickets. But as humans, we make mistakes, and these mistakes need to be corrected right away. Sometimes changes are unavoidable, especially when you extend your trip or have someone else with you. With that in mind, what are the usual changes we can make to our travel insurance?

Personal information

Personal data is of course the most important information in travel insurance. If you misspelled your name, want to change your name, or change your address, you need to update your insurance information.

In the unlikely event that you move to another country, you should contact your insurance company immediately. They need to know your new country of residence, so that you know whether your cover is still valid or not. The same is true with medical conditions. Your insurance company should update your medical records if there are any changes.

Travel areas

This applies to annual multiple travel insurance and single travel insurance (for one destination only). If you have specified specific travel areas in your insurance policy and you decide to add more places, don’t forget to let your insurance company know. It helps ensure your safety wherever you are in the world.

But make sure you make the changes before you travel, as the travel insurance kicks in when you are already traveling. And you also have to factor in additional costs for the changes.

Trip extension

Another case is the extension of your trip. For example, if you have taken out annual multiple travel insurance, but you want to extend your trip, you can change your insurance. You have the option to select insurance policies that cover a longer term. But be careful. Additional charges may apply for the trip extension. Always ask before purchasing.

extra persons

Sometimes some of our family members also want to travel, so we need to think about their safety and security when they are not at home. Related to that, insurance companies have made it easy for you to add your family members to your travel insurance. As long as they live at the same address as you, you are assured that they are included in your insurance.

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Coverage Extension

If you have one-way insurance, you can extend your trip while you are still on vacation. The most important thing to do is contact your insurance company before your policy expires, and the period outside your country of residence will not exceed 18 months. Otherwise you will have to take out new travel insurance.

Undoubtedly, insurers want you to enjoy your travels carefree. So if you want to make any changes to your insurance policies, contact them immediately. They are always available to assist you at any time.