Cabrillo Coastal Insurance: Protecting Your Property

Cabrillo Coastal Insurance Company offers insurance for personal and commercial property owners. The company has been serving customers since 1993 and has a strong presence in Florida, Texas, and Louisiana. This article will highlight the benefits of Cabrillo Coastal Insurance, their coverage options, and frequently asked questions about their policies.

History of Cabrillo Coastal Insurance

Cabrillo Coastal Insurance Company was founded in 1993 in California as a non-standard insurance provider. In 2003, it expanded into the Florida market, where the company has since focused on providing insurance to property owners who live in coastal areas. With the company’s rapid growth, Cabrillo Coastal Insurance has become a leading specialist in insuring high-risk coastal properties.

The company’s success stems from its commitment to understanding the unique challenges of insuring coastal properties. Cabrillo Coastal Insurance has developed custom programs to protect coastal homes, condos, and businesses. As a result, the company has built a reputation for providing reliable and affordable coverage.

Coverage Options

Cabrillo Coastal Insurance offers a diverse range of coverage options to meet the needs of personal and commercial property owners. The company provides insurance for:

Property Type
Coverage
Homes
Wind, Hurricane, Flood, Fire, and Theft
Condos
Wind, Hurricane, Flood, Fire, and Theft
Businesses
Wind, Hurricane, Flood, Fire, and Liability

Cabrillo Coastal Insurance understands the risks associated with coastal living and has developed customized programs to meet the unique needs of their clients. The company’s wind and hail coverage is one of the most comprehensive in the industry, providing protection against wind-driven rain and storm surges. Cabrillo Coastal Insurance also offers flood insurance through the National Flood Insurance Program and can provide coverage for earthquake damage in some areas.

Wind-Only Policy

Cabrillo Coastal Insurance’s Wind-Only policy provides coverage for property owners who need to insure their homes or businesses against wind damage. This policy is specifically designed for those who live in areas susceptible to high winds but do not need flood insurance. The Wind-Only policy covers damage caused by hurricanes, tornadoes, and other windstorms.

Flood Insurance

Cabrillo Coastal Insurance provides flood insurance through the National Flood Insurance Program (NFIP). This coverage protects personal and commercial property owners from flood damage caused by natural disasters. The company offers preferred risk policies, standard policies, and excess flood coverage to meet the different needs of its clients.

FAQ

What is included in the Cabrillo Coastal Insurance policy?

Cabrillo Coastal Insurance offers comprehensive coverage for personal and commercial property owners. The policy covers damage caused by wind, hurricanes, floods, fire, and theft. The company provides customized coverage options to meet the unique needs of its clients.

How much does Cabrillo Coastal Insurance cost?

The cost of Cabrillo Coastal Insurance depends on factors such as the location of the property, the type of coverage required, and the value of the property. The company offers competitive rates and customized programs to meet the budget of its clients. To get a quote, customers can contact the company’s customer service team.

What is the claims process like with Cabrillo Coastal Insurance?

Cabrillo Coastal Insurance has a simple and efficient claims process. Customers can report a claim online, by phone or email. The company assigns a dedicated adjuster to each claim, who works with the customer to assess the damage and provide a timely resolution. Customers can track the progress of their claims online through the company’s website.

What sets Cabrillo Coastal Insurance apart from other insurance providers?

Cabrillo Coastal Insurance is a specialist in insuring high-risk coastal properties. The company has developed customized programs to protect coastal homes, condos, and businesses. Cabrillo Coastal Insurance offers comprehensive coverage for wind, hurricanes, floods, fires, and theft, as well as liability coverage for businesses. The company’s commitment to customer satisfaction and affordable rates sets it apart from other insurance providers.

How can I contact Cabrillo Coastal Insurance?

Customers can contact Cabrillo Coastal Insurance by phone or email. The company’s customer service team is available Monday through Friday from 9:00 am to 6:00 pm EST. The company’s website also provides a contact form for customers to submit inquiries.

Conclusion

Cabrillo Coastal Insurance is an excellent option for personal and commercial property owners living in coastal areas. The company’s commitment to understanding the unique challenges of coastal living has made it a leading specialist in insuring high-risk coastal properties. Cabrillo Coastal Insurance offers comprehensive coverage for wind, hurricanes, floods, fires, and theft, as well as liability coverage for businesses. The company’s customized programs, affordable rates, and commitment to customer satisfaction make it an excellent insurance provider.