Boatus Insurance: Everything You Need to Know

Boatus is a widely popular marine insurance company in the United States. With its competitive pricing and comprehensive coverage, Boatus has become a go-to option for boat owners nationwide. In this article, we’re going to cover everything you need to know about Boatus insurance – from its coverage options and benefits, to frequently asked questions.

What is Boatus Insurance?

Boatus is a leading provider of insurance services for boats and watercraft. Founded in 1966, Boatus has over 500,000 members and provides coverage to boats of all sizes and types, including cruisers, sailboats, pontoon boats, personal watercraft, and more.

Boatus insurance covers a broad range of risks, including theft, damage, liability, and more. With its range of coverage options, Boatus can tailor its policies to suit the unique needs of its customers.

Boatus Coverage Options

Boatus offers various coverage options for boat owners, including:

Coverage Type
Description
Hull Coverage
Covers damage to your boat’s hull, machinery, fittings, and furnishings
Liability Coverage
Covers you if you’re responsible for damage or injuries to others while operating your boat
Medical Payments Coverage
Covers medical expenses for injuries sustained by you or your passengers while on your boat
Uninsured Boater Coverage
Covers you if you’re in an accident with an uninsured boater

Boatus also offers additional coverage options, such as:

  • Personal Effects Coverage – covers personal items, such as clothing and electronics, on board your boat
  • Roadside Assistance – provides assistance if your boat trailer breaks down while you’re on the road
  • Towing and Labor – covers the cost of towing your boat if it breaks down while on the water

Benefits of Boatus Insurance

There are several benefits to choosing Boatus insurance, including:

  • 24/7 Claims Service – Boatus’ claims service is available 24/7, ensuring you can get help when you need it most
  • Discounts – Boatus offers a range of discounts to help you save on your insurance premiums
  • Agreed Value Coverage – Boatus offers Agreed Value coverage on boats, meaning you’ll receive the insured value of your boat in the event of a total loss

FAQ

How do I get a quote from Boatus?

You can get a quote from Boatus by visiting their website and filling out an online form. Alternatively, you can call their customer service line and speak to a representative.

What is the claims process like with Boatus?

If you need to file a claim with Boatus, you can do so online or by phone. Boatus’ claims service is available 24/7, so you can get assistance whenever you need it. Once your claim is filed, a claims adjuster will be assigned to your case to assess the damage and provide you with a settlement offer.

Does Boatus only offer coverage for boats?

While Boatus is primarily known for its boat insurance offerings, the company also provides coverage for other types of watercraft, such as personal watercraft and yachts.

Is Boatus insurance expensive?

The cost of Boatus insurance will depend on a range of factors, such as the type of coverage you select, the size and value of your boat, and your boating experience. However, Boatus is generally considered to be a competitive and affordable option for boat insurance.

Can I cancel my Boatus insurance policy?

Yes, you can cancel your Boatus insurance policy at any time. However, you may be subject to cancellation fees or other charges. It’s always a good idea to speak to a Boatus representative before cancelling your policy to understand any potential costs.

Conclusion

That concludes our overview of Boatus insurance. With its comprehensive coverage options and competitive pricing, Boatus is an excellent choice for boat owners looking for peace of mind on the water. So, if you’re in the market for boat insurance, be sure to consider Boatus as your provider.