Bivvy Pet Insurance Review: Everything You Need to Know

As a pet owner, it is important to ensure that your furry friend is well taken care of in case of emergencies or illnesses. With the rising costs of veterinary care, pet insurance has become an important consideration for many pet owners. One of the leading pet insurance providers in the US is Bivvy Pet Insurance. In this article, we will review Bivvy Pet Insurance, its coverage, pricing, customer service, and more.

What is Bivvy Pet Insurance?

Bivvy Pet Insurance is a pet insurance company that offers affordable and simple coverage options for cats and dogs. The company was founded in 2017 and is based in Denver, Colorado. Bivvy’s mission is to provide pet owners with the peace of mind they need to take care of their pets, without worrying about the high cost of vet bills.

Bivvy Coverage Options

Bivvy offers only one type of coverage, which is accident and illness coverage. This means that if your pet gets sick or injured, Bivvy will cover the cost of treatment, including emergency care, hospitalization, surgery, and medications. However, Bivvy does not offer coverage for routine care such as annual check-ups, vaccinations, or spaying/neutering.

Bivvy covers a wide range of illnesses and injuries, including but not limited to:

Illnesses
Injuries
Cancer
Bone fractures
Diabetes
Wounds and lacerations
Arthritis
Bite injuries
Heart disease
Torn ligaments

It is important to note that Bivvy does not cover pre-existing conditions. A pre-existing condition is any illness or injury that your pet has had before you enrolled them in the insurance plan. If your pet has a pre-existing condition, it will not be covered by Bivvy.

Pricing and Deductibles

Bivvy offers some of the most affordable pet insurance plans in the US. The monthly premiums start from as low as $10 per month for cats and $15 per month for dogs. The premiums vary depending on various factors such as breed, age, and location. The younger and healthier your pet is, the lower the premiums will be.

Bivvy also offers a flat $250 deductible for all its policies. A deductible is the amount you have to pay out of pocket before the insurance kicks in. Once you meet the deductible, Bivvy will cover up to 80% of the vet bills. This means that if your pet’s treatment costs $1,000, you will need to pay the first $250, and Bivvy will cover the remaining $750.

Claims Process

Bivvy has a simple and fast claims process. You can file a claim online or through the Bivvy app by uploading a copy of the vet bill and the medical records. Bivvy claims to process most claims within 24-48 hours. Once the claim is approved, Bivvy will reimburse you directly to your bank account.

Bivvy Customer Service

Bivvy prides itself on providing excellent customer service. The company has a 24/7 customer service team that is available via phone, email, or live chat. Bivvy also has a comprehensive FAQ section on its website that answers all the commonly asked questions about pet insurance.

FAQ

Here are some frequently asked questions about Bivvy Pet Insurance:

Is Bivvy Pet Insurance a good choice?

Yes, Bivvy Pet Insurance is a good choice for pet owners who want affordable and simple coverage options for their pets. Bivvy offers some of the lowest premiums in the market and has a fast and simple claims process.

What does Bivvy Pet Insurance cover?

Bivvy Pet Insurance covers accidents and illnesses, including emergency care, hospitalization, surgery, and medications. However, it does not cover routine care such as vaccinations or spaying/neutering, and it does not cover pre-existing conditions.

How much does Bivvy Pet Insurance cost?

Bivvy Pet Insurance has some of the lowest premiums in the market, starting from as low as $10 per month for cats and $15 per month for dogs. The premiums vary depending on various factors such as breed, age, and location.

How does the deductible work with Bivvy Pet Insurance?

Bivvy Pet Insurance has a flat $250 deductible for all its policies. You have to pay the first $250 out of pocket before the insurance kicks in. Once you meet the deductible, Bivvy will cover up to 80% of the vet bills.

How do I file a claim with Bivvy Pet Insurance?

You can file a claim online or through the Bivvy app by uploading a copy of the vet bill and the medical records. Bivvy claims to process most claims within 24-48 hours. Once the claim is approved, Bivvy will reimburse you directly to your bank account.

Conclusion

Bivvy Pet Insurance is a great choice for pet owners who want affordable and straightforward coverage for their pets. With its simple and fast claims process, low premiums, and excellent customer service, Bivvy provides pet owners with the peace of mind they need to take care of their furry friends.