What is Bharti AXA Car Insurance?
Bharti AXA car insurance is a comprehensive car insurance policy that provides coverage for damages caused to your vehicle due to various factors, such as accidents, theft, fire, natural disasters, etc. It also provides liability coverage for any third-party injuries or damages caused by your vehicle. This policy also offers add-on covers such as zero depreciation, medical expenses, personal accident cover, roadside assistance, and more.
Why Do You Need Bharti AXA Car Insurance?
It is mandatory to have car insurance in India as per the Motor Vehicles Act, 1988. Bharti AXA car insurance provides coverage for damages caused to your vehicle, third-party liabilities, and personal accident cover. This policy also provides several add-on covers, which can be availed at an additional cost. This policy also helps you save money in the long run, as it covers the expenses incurred due to repair or replacement of damaged or stolen parts.
What Does Bharti AXA Car Insurance Cover?
The Bharti AXA car insurance policy provides coverage for damages caused to your vehicle due to accidents, theft, fire, natural disasters, etc. It also provides liability coverage for third-party damages or injuries caused by your vehicle. This policy also offers add-on covers such as zero depreciation, medical expenses, personal accident cover, roadside assistance, and more. The policy also provides coverage for damages caused due to an act of terrorism.
What Does Bharti AXA Car Insurance Not Cover?
The Bharti AXA car insurance policy does not provide coverage for damages caused due to the use of the vehicle for racing, speed testing, illegal activities, and other similar activities. It also does not provide coverage for damages caused due to the driver being under the influence of alcohol or drugs. The policy also does not cover any expenses incurred due to the repair or replacement of normal wear and tear of parts.
What are the Eligibility Criteria for Bharti AXA Car Insurance?
Any individual who owns a four-wheeler is eligible to purchase the Bharti AXA car insurance policy. The vehicle must be registered in India and must have an Indian registration number. The policyholder should have a valid driver’s license, and the vehicle should be insured on the same name.
What is the Process of Buying Bharti AXA Car Insurance?
The process of buying Bharti AXA car insurance is simple and straightforward. You can buy the policy online or offline. In the online process, you can visit the website of Bharti AXA and fill out the form with the required details. After that, you can select the desired add-on covers and make the payment. In the offline process, you can visit the nearest Bharti AXA branch or the office of an insurance broker and fill out the form with the required details. You can then select the desired add-on covers and make the payment.
What are the Documents Required for Bharti AXA Car Insurance?
The documents required for buying Bharti AXA car insurance are the Registration Certificate (RC) of the vehicle, driver’s license, and valid ID proof. You will also need to provide the previous policy details if you are renewing the policy. If you are buying the policy online, you may need to provide additional documents such as KYC documents and a copy of your PAN card.
How Can I Make a Claim for Bharti AXA Car Insurance?
You can make a claim for Bharti AXA car insurance by filling out the claim form and submitting it along with the required documents. You can also contact the customer care team of Bharti AXA and request for a claim. The customer care team will guide you through the entire process and help you get the claim amount as soon as possible.
How Can I Contact Bharti AXA?
You can contact Bharti AXA by calling their customer care number 1800-102-4242 or by sending an email to customercare@bharti-axa.co.in. You can also contact their local branch office for more information about their products and services.
Conclusion
Bharti AXA car insurance is an ideal policy to protect your vehicle from damages caused due to various factors, such as accidents, theft, fire, and natural disasters. This policy also provides liability coverage for any third-party damages or injuries caused by your vehicle. Furthermore, this policy provides several add-on covers such as zero depreciation, medical expenses, personal accident cover, roadside assistance, and more. Therefore, if you are looking for a comprehensive car insurance policy, Bharti AXA car insurance is the right choice for you.