Best International Health Insurance Companies

When you travel or live abroad, having international health insurance is important to ensure any unexpected medical expenses are covered. With so many options available, it can be difficult to decide which company is the best fit for you. In this article, we will take a closer look at the top international health insurance companies.

Aetna International

Aetna International is a leading provider of international health insurance, offering coverage to individuals and families in over 180 countries. They offer a range of plans, including comprehensive coverage and emergency-only plans. Their plans also come with access to a large network of healthcare providers worldwide.

One of the unique features of Aetna International is their Healthy Living program, which provides members with tools and resources to help them maintain a healthy lifestyle while abroad. This includes access to health coaches, wellness programs, and online resources.

Aetna International also offers 24/7 customer service and a mobile app for easy access to your policy information and claims status.

Pros:

  • Large network of healthcare providers
  • Comprehensive coverage options
  • Healthy Living program
  • 24/7 customer service

Cons:

  • Can be expensive compared to other providers
  • Some plans have high deductibles

Cigna International

Cigna International is another popular provider of international health insurance, offering coverage in over 200 countries. They offer a range of plans, including comprehensive coverage and emergency medical evacuation. Their plans also include coverage for mental health and wellness services.

Cigna International offers 24/7 customer service and a mobile app for easy access to your policy information and claims status. They also offer an online marketplace where members can shop for healthcare services and compare prices.

Pros:

  • Large network of healthcare providers
  • Comprehensive coverage options
  • Coverage for mental health and wellness services
  • 24/7 customer service

Cons:

  • Can be expensive compared to other providers
  • Some plans have high deductibles

GeoBlue

GeoBlue is a specialized provider of international health insurance, offering coverage to individuals and expatriates in over 190 countries. They offer a range of plans, including comprehensive coverage and emergency medical evacuation. Their plans also come with access to a large network of healthcare providers worldwide.

GeoBlue also offers 24/7 customer service and a mobile app for easy access to your policy information and claims status. They also have a unique online tool called the Health Risk Navigator, which provides members with up-to-date information on health risks and travel advisories.

Pros:

  • Specialized provider of international health insurance
  • Comprehensive coverage options
  • Large network of healthcare providers
  • Health Risk Navigator tool

Cons:

  • Can be expensive compared to other providers
  • Some plans have high deductibles

Allianz Care

Allianz Care is a global provider of international health insurance, offering coverage to individuals and families in over 190 countries. They offer a range of plans, including comprehensive coverage and emergency medical evacuation. Their plans also come with access to a large network of healthcare providers worldwide.

Allianz Care also offers 24/7 customer service and a mobile app for easy access to your policy information and claims status. They have a unique online tool called MyHealth, which allows members to manage their healthcare needs online, including booking appointments and accessing medical records.

Pros:

  • Global provider of international health insurance
  • Comprehensive coverage options
  • Large network of healthcare providers
  • MyHealth online tool

Cons:

  • Can be expensive compared to other providers
  • Some plans have high deductibles

FAQ

What is international health insurance?

International health insurance is a type of insurance that provides coverage for medical expenses incurred while traveling or living abroad.

Do I need international health insurance?

If you are traveling or living abroad, it is recommended that you have international health insurance to ensure that any unexpected medical expenses are covered.

What does international health insurance cover?

International health insurance can include coverage for medical expenses, emergency medical evacuation, and repatriation of remains. Some plans also include coverage for mental health and wellness services.

How much does international health insurance cost?

The cost of international health insurance can vary depending on a number of factors, including your age, destination, and coverage needs. It is recommended that you obtain quotes from multiple providers to determine the best option for you.

What should I look for when choosing an international health insurance provider?

When choosing an international health insurance provider, it is important to consider factors such as coverage options, network of healthcare providers, customer service, and cost. It is also recommended that you read reviews and ask for recommendations from other travelers or expatriates.

Company
Network of Providers
Coverage Options
24/7 Customer Service
Online Tools
Aetna International
Large
Comprehensive and Emergency-only
Yes
Mobile App, Healthy Living Program
Cigna International
Large
Comprehensive and Emergency-only
Yes
Mobile App, Online Marketplace
GeoBlue
Large
Comprehensive and Emergency-only
Yes
Mobile App, Health Risk Navigator
Allianz Care
Large
Comprehensive and Emergency-only
Yes
Mobile App, MyHealth Online Tool