Auto Owners Insurance Review

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If you’re in the market for car insurance, you may have come across Auto Owners Insurance. Founded in 1916, Auto Owners is a mutual insurance company that serves 26 states in the US. In this review, we’ll take a closer look at what Auto Owners Insurance has to offer and how it stacks up compared to other car insurance providers.

Table Contents show

Auto Owners Insurance Coverage Options

Auto Owners Insurance offers a variety of coverage options to protect you and your car. Here are some of the coverage options available:

Liability Coverage

Liability coverage is required by law in most states. It covers the cost of damage or injury you cause to another person or their property in an accident. Auto Owners offers both bodily injury liability and property damage liability coverage.

Collision Coverage

Collision coverage pays for damage to your car in the event of an accident. Whether you hit another car or object or your car is hit by another car or object, collision coverage will cover the cost of repairs up to the limits of your policy.

Comprehensive Coverage

Comprehensive coverage covers damage to your car that isn’t caused by an accident, like theft, vandalism, or natural disasters. It also covers damage from hitting an animal on the road.

Personal Injury Protection (PIP) Coverage

PIP coverage pays for your medical expenses and lost wages if you’re injured in an accident, regardless of who is at fault. It also covers medical expenses for passengers in your car.

Uninsured/Underinsured Motorist Coverage

If you’re in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages, uninsured/underinsured motorist coverage will cover the cost of repairs and medical expenses up to the limits of your policy.

Auto Owners Insurance Discounts

Auto Owners Insurance offers a variety of discounts to help you save money on your car insurance premiums. Here are some of the discounts available:

Multiple Policy Discount

If you have multiple insurance policies with Auto Owners, like home and car insurance, you can save money on your premiums.

Safe Driver Discount

If you have a clean driving record with no accidents or violations, you may be eligible for a safe driver discount.

Student Discount

If you’re a student with good grades, you may be eligible for a student discount.

Anti-Theft Device Discount

If your car has an anti-theft device installed, you may be eligible for an anti-theft device discount.

Auto Owners Insurance Claims

If you’re in an accident, you’ll need to file a claim with Auto Owners Insurance. You can file a claim online, over the phone, or with your local agent. Auto Owners has a 24-hour claims service, so you can file a claim anytime, day or night.

FAQ

Question
Answer
How do I file a claim with Auto Owners Insurance?
You can file a claim online, over the phone, or with your local agent.
Does Auto Owners Insurance offer a mobile app?
Yes, Auto Owners has a mobile app that allows you to manage your policy, pay your bill, and file a claim.
What discounts does Auto Owners Insurance offer?
Auto Owners Insurance offers a variety of discounts, including a multi-policy discount, safe driver discount, student discount, and anti-theft device discount.
Does Auto Owners Insurance offer roadside assistance?
Yes, Auto Owners offers roadside assistance as an optional add-on to your policy.
What states does Auto Owners Insurance serve?
Auto Owners Insurance serves 26 states in the US.

In conclusion, Auto Owners Insurance offers a variety of coverage options and discounts to help you save money on your car insurance premiums. With its 24-hour claims service and mobile app, filing a claim and managing your policy is easy and convenient. While Auto Owners may not be the cheapest option, its quality coverage and customer service make it a solid choice for car insurance.

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