Auto Owners Insurance Company: A Comprehensive Review

Auto Owners Insurance Company has been providing insurance services for individuals and businesses since 1916. As a mutual insurance company, they have a unique approach to serving their clients. In this article, we will provide a comprehensive review of Auto Owners Insurance Company, including their products, coverage, rates, customer service, and more.

History of Auto Owners Insurance Company

Auto Owners Insurance Company was founded in 1916 by Vern V. Moulton. The company started as a single office in Mount Pleasant, Michigan, and has since grown to provide services in 26 states. Today, Auto Owners Insurance Company has over 6,000 independent agents selling insurance products to individuals and businesses.

Over the years, Auto Owners Insurance Company has received numerous awards and recognition for their exceptional service. They have been named one of the top 50 property and casualty insurance companies in the country by the Ward Group for 19 consecutive years. Additionally, Auto Owners Insurance Company has an A++ rating from A.M. Best, which is the highest possible rating for financial stability and strength.

Products

Auto Owners Insurance Company offers a wide range of insurance products for individuals and businesses. These include:

Auto Owners Insurance Company also offers specialty insurance products, such as watercraft insurance, farm insurance, and personal umbrella insurance.

Coverage

Auto Owners Insurance Company offers comprehensive coverage for their clients. Their auto insurance policies cover all types of vehicles, including cars, trucks, motorcycles, and RVs. They offer liability coverage, which covers damages and injuries to others in the event of an accident. Collision coverage is also available, which covers damages to the insured vehicle in an accident. Comprehensive coverage is available for damages caused by natural disasters, theft, and vandalism.

Homeowners insurance policies from Auto Owners Insurance Company cover the dwelling, personal property, and liability. They also offer additional coverage options, such as scheduled personal property coverage, which covers valuable items like jewelry and antiques.

Rates

The rates for Auto Owners Insurance Company vary depending on several factors, such as age, location, driving history, and credit score. Overall, Auto Owners Insurance Company offers competitive rates for their insurance products. They also offer discounts for bundling policies, having a safe driving record, and being a loyal customer.

Customer Service

Auto Owners Insurance Company is known for their exceptional customer service. They have a 24/7 claims reporting service, which makes it easy for clients to report accidents and damages at any time. Additionally, they have a customer service team that is available to answer questions and provide support to clients.

Auto Owners Insurance Company also offers an online portal for their clients, which allows them to access policy information, pay bills, and make changes to their policies. The online portal is easy to use and provides a convenient way for clients to manage their insurance policies.

FAQ

What is a mutual insurance company?

A mutual insurance company is owned by its policyholders instead of shareholders. This means that the policyholders have a say in the company’s decisions and can benefit from the company’s profits through dividends.

How do I file a claim with Auto Owners Insurance Company?

To file a claim with Auto Owners Insurance Company, you can either call their 24/7 claims reporting service or file a claim online through their website.

Does Auto Owners Insurance Company offer discounts?

Yes, Auto Owners Insurance Company offers discounts for bundling policies, having a safe driving record, and being a loyal customer.

What is included in a homeowners insurance policy from Auto Owners Insurance Company?

A homeowners insurance policy from Auto Owners Insurance Company typically includes coverage for the dwelling, personal property, and liability. Additional coverage options, such as scheduled personal property coverage, are also available.

How do I contact customer service at Auto Owners Insurance Company?

You can contact customer service at Auto Owners Insurance Company by calling their toll-free number or through their online portal.

Conclusion

Auto Owners Insurance Company is a reputable insurance provider with a long history of exceptional service. They offer a wide range of insurance products for individuals and businesses, and their coverage is comprehensive and competitive. Their rates are affordable, and they offer discounts for bundling policies and having a safe driving record. Additionally, their customer service is top-notch, with a 24/7 claims reporting service and an online portal for easy policy management. Overall, Auto Owners Insurance Company is a great choice for anyone in need of insurance services.