Auto and Home Insurance Guide: What You Need to Know About Combining Insurance Policies

Bundling multiple insurance policies with the same company is usually a way to save some money. They offer lower rates and better discounts to loyal customers who have both auto and home insurance. If you do need both, or are considering switching from your current car and/or home insurance policy, you may want to start by comparing car and home insurance quotes to see where you can get the best bundle deal for both. .

However, there are instances where it may not be the best idea to combine both. Since homes usually cost more than cars, bundling makes the most sense when home insurance would normally be expensive and auto insurance would usually be cheaper. However, if your circumstances are not “ordinary”, and your car is expensive, and/or you have poor driving habits and live in an area with high auto insurance rates, then there is a chance that it will have a more expensive policy. In this case, your first priority would be to focus on getting cheap auto insurance, and it may or may not be ideal to combine the two.

If you’re not sure, talk to your insurance agent or do additional research and search online for auto and insurance quotes and discounts. Determine whether it is cheaper to apply for different policies with two different companies or to stay with just one company. Again, always keep discounts in mind. There are always ways to save on both car and home insurance. Most insurance companies offer discounts if you have additional security features installed, such as anti-theft locks on the vehicle and home alarm systems.

Quotes for car and home insurance from one provider

An additional advantage of having all your insurance policies with one provider is the level of service you can expect. They are more likely to provide you with top-notch customer service to keep you as a customer. It’s no secret that insurance companies are taking the good old days of making payouts, speeding up the process when it comes to what they consider to be their most loyal customers.

The internet has made it easy for ordinary consumers to research everything, including car and home insurance quotes. Be aware that there is some misinformation and always read reviews about any company to see if it is a scam.

While the “big” insurance companies insure most people in the country, there are still some smaller companies worth checking out. One of these is Esurance. Discounts are available and easy to get. View the quotes for car and home insurance at esurance for more information.