Assurity Life Insurance Company: Providing Peace of Mind to Families

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Insurance can be a daunting topic for many, but it’s essential to have protection in place to secure the future of your loved ones. That’s where Assurity Life Insurance Company comes in. Founded in 1890, this Lincoln, Nebraska-based company has been providing peace of mind to families for over a century. With a range of policies to choose from, Assurity is committed to helping individuals and families protect their financial futures.

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History and Overview of Assurity Life Insurance Company

Assurity Life Insurance Company was originally called Modern Woodmen Accident Association when it was founded in 1890. The company changed its name to Assurity in 2007, but its commitment to providing affordable protection to customers remains the same. Today, Assurity is licensed in 49 states (excluding New York) and the District of Columbia.

The company offers a range of insurance policies, including life, disability, critical illness, and accidental death and dismemberment insurance. Assurity’s primary goal is to provide customers with affordable and reliable coverage, which is why they offer customizable policies to fit individual needs.

Why Choose Assurity Life Insurance Company?

Assurity distinguishes itself from other insurance providers by its commitment to providing flexible products that cater to customers’ unique needs. The company offers online quotes, so customers can see what their rates will be before choosing a policy. With a focus on customer satisfaction, Assurity provides various resources on its website to help customers educate themselves about insurance and plan for their future.

Assurity Life Insurance Policy Options

Assurity offers four primary types of insurance policies:

Policy Type
Description
Life Insurance
Provides financial protection to beneficiaries in the event of the policyholder’s death.
Disability Insurance
Protects policyholders by providing income if they become disabled and unable to work.
Critical Illness Insurance
Provides a lump sum payment to policyholders upon diagnosis of a serious illness.
Accidental Death and Dismemberment Insurance
Provides financial protection to beneficiaries in the event of accidental death or dismemberment.

Life Insurance Policies Offered by Assurity

Term Life Insurance

Assurity’s term life insurance policy is a popular option because it offers coverage for a set amount of time at an affordable price. Policyholders can choose from terms ranging from 10 to 30 years, and premiums remain consistent throughout the term. This policy is ideal for individuals who have dependents and want to ensure they are protected during a particular period.

Permanent Life Insurance

Assurity’s permanent life insurance policies offer coverage for a lifetime, making it an excellent option for individuals who want long-term protection. Assurity offers several types of permanent life insurance policies, including:

  • Whole Life Insurance
  • Universal Life Insurance
  • Indexed Universal Life Insurance
  • Guaranteed Issue Whole Life Insurance

Disability Insurance Policies Offered by Assurity

Assurity’s disability insurance policies offer financial protection to individuals who are unable to work due to injury or illness. These policies provide a percentage of the policyholder’s income on a monthly basis until they are ready to return to work. Assurity offers two types of disability insurance policies:

  • Short-term Disability Insurance
  • Long-term Disability Insurance

Critical Illness Insurance Policies Offered by Assurity

Assurity’s critical illness insurance policies provide lump-sum payments to policyholders upon diagnosis of a serious illness. These policies can help cover medical expenses and other costs associated with the illness. Assurity offers both standard and customizable critical illness insurance policies.

Accidental Death and Dismemberment Insurance Policies Offered by Assurity

Assurity’s accidental death and dismemberment insurance policies provide financial protection to beneficiaries in the event of accidental death or dismemberment. These policies are ideal for individuals who engage in high-risk activities or have hazardous occupations. Assurity offers both group and individual policies.

Frequently Asked Questions about Assurity Life Insurance Company

What sets Assurity Life Insurance Company apart from other insurance providers?

Assurity’s commitment to providing customized policies that cater to customers’ unique needs and budget sets it apart from other insurance providers. The company offers online quotes, so customers can see what their rates will be before choosing a policy. With a focus on customer satisfaction, Assurity provides various resources on its website to help customers educate themselves about insurance and plan for their future.

What types of life insurance policies does Assurity offer?

Assurity offers two types of life insurance policies: term life insurance and permanent life insurance. Term life insurance is ideal for individuals who have dependents and want to ensure they are protected during a particular period. Permanent life insurance policies offer coverage for a lifetime, making it an excellent option for individuals who want long-term protection.

How do I get a quote for an Assurity policy?

Assurity provides online quotes on its website, making it easy for customers to see what their rates will be before choosing a policy. The company also has an extensive network of agents throughout the country who can assist with quotes and policy selection.

What is the process for filing a claim with Assurity?

The process for filing a claim with Assurity depends on the type of policy you have. For life insurance policies, beneficiaries must provide a death certificate and complete a claim form. For disability insurance policies, policyholders must provide documentation from a physician and complete a claim form. Assurity’s website has detailed information on the claim process for each type of policy.

Does Assurity offer insurance policies for businesses?

Yes, Assurity offers group insurance policies for businesses. These policies include life, disability, and accidental death and dismemberment insurance.

Conclusion

Assurity Life Insurance Company has been providing affordable and reliable protection to individuals and families for over 100 years. With policies ranging from life insurance to critical illness insurance, Assurity is committed to helping customers protect their financial futures. Its focus on customer satisfaction and flexible policies sets it apart from other providers. If you’re looking for an insurance company that will provide peace of mind to you and your loved ones, Assurity is an excellent choice.

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