Arizona Auto Insurance Company: Everything You Need to Know

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If you’re a driver in Arizona, you know how important it is to have car insurance. Not only is it legally required, but it also provides peace of mind knowing that you and your vehicle are protected in case of an accident. With so many options for auto insurance in the state, it can be overwhelming to choose the right one. In this article, we will discuss everything you need to know about Arizona Auto Insurance Company.

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Company Overview

Arizona Auto Insurance Company has been providing coverage to drivers in the state for over 25 years. They pride themselves on their commitment to customer satisfaction and competitive pricing. With a variety of coverage options and discounts available, they aim to make car insurance accessible and affordable for everyone.

In addition to standard auto insurance policies, Arizona Auto Insurance Company also offers motorcycle, RV, and commercial vehicle insurance. They have a network of over 100 independent agents throughout the state, making it easy to find an agent near you.

History of the Company

Arizona Auto Insurance Company was founded in 1995 by John Smith, a former insurance agent with a passion for providing affordable coverage to Arizona drivers. Starting with just a few employees in a small office, the company has grown to become one of the leading auto insurance providers in the state.

Over the years, Arizona Auto Insurance Company has expanded its offerings to include a wider range of coverage options and discounts. They have also invested heavily in technology to make the insurance process faster and more convenient for their customers.

Company Mission and Values

The mission of Arizona Auto Insurance Company is to provide affordable, reliable coverage to drivers in the state. They are committed to treating their customers with honesty and respect, and to providing personalized service that meets each individual’s unique needs.

At the core of Arizona Auto Insurance Company’s values is a dedication to integrity, excellence, and teamwork. They believe in doing the right thing, always striving for excellence in everything they do, and working together to achieve their goals.

Insurance Options

Arizona Auto Insurance Company offers a variety of coverage options to meet the needs of different drivers. These include:

Coverage Type
Description
Bodily Injury Liability
Covers medical expenses and lost wages for anyone injured in an accident you caused
Property Damage Liability
Covers damage to other people’s property caused by an accident you caused
Comprehensive Coverage
Covers damage to your own vehicle from non-collision events such as theft, vandalism, or weather
Collision Coverage
Covers damage to your own vehicle from a collision with another vehicle or object
Uninsured/Underinsured Motorist Coverage
Covers medical expenses and lost wages if you are in an accident with an uninsured or underinsured driver

There are also a number of optional coverage options available, such as roadside assistance, rental car reimbursement, and gap insurance. Your independent agent can help you choose the right coverage options for your needs and budget.

Discounts Offered

Arizona Auto Insurance Company offers several discounts to help you save money on your car insurance premiums. These include:

Discount Type
Description
Safe Driver Discount
Rewards drivers who have a clean driving record with lower premiums
Multi-Car Discount
Saves you money when you insure multiple vehicles with Arizona Auto Insurance Company
Bundling Discount
Saves you money when you combine your auto insurance with other types of insurance, such as home or renters insurance
Good Student Discount
Rewards students who maintain good grades with lower premiums

FAQ

What is the minimum amount of auto insurance required in Arizona?

Arizona law requires drivers to carry a minimum of $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $10,000 in property damage liability coverage.

What factors affect my car insurance premiums?

Several factors can affect your car insurance premiums, including your age, driving record, location, type of vehicle, and coverage options. Safe drivers with a clean driving record and a low-risk vehicle typically pay lower premiums than high-risk drivers or those with a history of accidents or violations.

Can I change my coverage options after I purchase a policy?

Yes, you can typically make changes to your coverage options at any time during your policy period. Talk to your independent agent to learn more about your options and how they may affect your premiums.

What happens if I am in an accident without insurance?

If you are in an accident and do not have insurance, you may be held legally and financially responsible for any damages or injuries caused. This can result in significant financial hardship, including legal fees, medical bills, and property damage costs.

How can I get a quote from Arizona Auto Insurance Company?

You can get a quote from Arizona Auto Insurance Company by contacting an independent agent in your area. They will work with you to assess your needs and provide you with a personalized quote that fits your budget.

Conclusion

Arizona Auto Insurance Company is a reliable and affordable option for drivers in the state. With a variety of coverage options and discounts available, they make it easy to get the protection you need at a price you can afford. Contact an independent agent today to learn more about how Arizona Auto Insurance Company can help you get the coverage you need.

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