Are Veneers Covered by Insurance?

Veneers are one of the most popular cosmetic dental procedures that help to enhance one’s smile. They can help to correct worn teeth, irregular spaces, chips, stained or discolored teeth, and minor misalignments. However, the cost of veneers can be exorbitant for many individuals, leaving them wondering whether insurance can cover their cosmetic dental procedures.

What are veneers?

Veneers are thin pieces of porcelain or composite resin that are custom-made to fit over the front surface of an existing tooth. They are applied to improve the appearance of the tooth, and the process is irreversible. The veneer material is selected to match the color of your natural teeth, and the tooth is prepared by removing a small amount of enamel so that the veneer can be bonded securely to the tooth.

Veneers can help to improve the appearance of a variety of dental issues, including:

Dental Issue
Worn teeth
Veneers can restore the length and shape of worn-down teeth.
Irregular spaces
Veneers can close gaps between teeth and create a more even smile.
Veneers can repair chipped or broken teeth.
Stained or discolored teeth
Veneers can cover stained or discolored teeth that cannot be treated with traditional whitening methods.
Minor misalignments
Veneers can create the illusion of a straighter smile for those with minor misalignments.

Are veneers covered by insurance?

Unfortunately, veneers are typically considered a cosmetic procedure by most insurance companies, which means they are not covered by insurance. This can make the cost of veneers prohibitive for many individuals.

Why are veneers not covered by insurance?

Insurance companies generally only cover procedures that are deemed medically necessary. Since veneers are considered a cosmetic procedure, they are not covered under most insurance plans.

What can you do if you can’t afford veneers?

If you can’t afford veneers, there are a few options you can explore:

  • Discuss the cost of the procedure with your dentist to see if they offer financing or payment plans.
  • Consider alternative cosmetic dental procedures that may be covered by insurance, such as teeth whitening or orthodontic treatment.
  • Look into dental discount plans, which can help to reduce the cost of veneers and other dental procedures.

What factors affect the cost of veneers?

The cost of veneers can vary depending on several factors, including:

  • The material used – porcelain veneers are typically more expensive than composite resin veneers.
  • The number of veneers needed – the cost will increase if multiple veneers are needed to achieve the desired results.
  • The location of the dentist – the cost of living in different areas can affect the overall cost of cosmetic dental procedures.

How long do veneers last?

The lifespan of veneers can vary depending on several factors, including the material used and how well they are cared for. Porcelain veneers can last up to 15 years or more, while composite resin veneers typically last between 5 and 7 years. Proper oral hygiene, including regular brushing and flossing, can help to extend the life of your veneers.


Veneers can help to improve the appearance of your teeth and enhance your smile. However, they are typically considered a cosmetic procedure by insurance companies and are not covered under most insurance plans. If you can’t afford veneers, there are other options available to you, including financing, alternative cosmetic dental procedures, and dental discount plans. It’s important to discuss all of your options with your dentist to determine the best course of action for your specific dental needs.