Ameriprise Auto Insurance – Everything You Need to Know

Car insurance is a must-have for every car owner, and Ameriprise Auto Insurance is a reputable option in the market. In this article, we will discuss everything you need to know about Ameriprise Auto Insurance, including its coverage, features, and benefits.

What is Ameriprise Auto Insurance?

Ameriprise Auto Insurance is a subsidiary of Ameriprise Financial, an American diversified financial services company. Its auto insurance product offers coverage for various risks such as theft, damage, and liability. The company has been providing auto insurance for over 15 years and has an A+ rating from the Better Business Bureau.

What are the Coverage Options of Ameriprise Auto Insurance?

Ameriprise Auto Insurance offers various coverage options to help you protect you and your vehicle.

Coverage Options
Description
Liability Coverage
Covers the cost of damage or injury to another person or their property in case of an accident where you are at fault.
Comprehensive Coverage
Covers the cost of damage due to theft, vandalism, or natural disasters like hail, fire, or flood.
Collision Coverage
Covers the cost of damage to your vehicle due to a collision with another vehicle or object.
Personal Injury Protection
Covers medical expenses and lost wages due to an injury while driving your vehicle.
Uninsured and Underinsured Motorist Coverage
Covers the cost of damage or injury caused by a driver with insufficient or no insurance coverage.

What are the Features of Ameriprise Auto Insurance?

In addition to the coverage options, Ameriprise Auto Insurance also offers the following features:

Features
Description
Roadside Assistance
Offers 24/7 roadside assistance in case of a breakdown or accident.
Glass Repair and Replacement
Covers the cost of repairing or replacing your vehicle’s glass.
Rental Reimbursement
Covers the cost of renting a car while your vehicle is being repaired due to an accident.
New Car Replacement
If your new car is declared a total loss within the first year or 15,000 miles, Ameriprise Auto Insurance will replace it with a new one.
Accident Forgiveness
Your first accident won’t affect your rates if you’ve been a safe driver with Ameriprise Auto Insurance for at least five years.

How to Get a Quote from Ameriprise Auto Insurance?

You can get a quote from Ameriprise Auto Insurance by visiting their website or calling their customer service. Before getting a quote, make sure to have the following information:

  • Your personal information
  • Your vehicle’s information
  • Your driving history
  • The coverage options you want

Once you have provided the necessary information, Ameriprise Auto Insurance will give you a quote that you can customize to your needs and budget.

What are the Benefits of Ameriprise Auto Insurance?

Choosing Ameriprise Auto Insurance has the following benefits:

  • Customizable coverage options to fit your needs and budget
  • 24/7 roadside assistance and glass repair or replacement
  • Accident forgiveness and new car replacement
  • Discounts for safe driving, multiple vehicles, and other factors

FAQs About Ameriprise Auto Insurance

1. Is Ameriprise Auto Insurance available in all states?

No, Ameriprise Auto Insurance is not available in all states. You can check their website or call customer service to see if it’s available in your state.

2. Can I customize my coverage options with Ameriprise Auto Insurance?

Yes, Ameriprise Auto Insurance offers customizable coverage options to fit your needs and budget.

3. Does Ameriprise Auto Insurance offer discounts?

Yes, Ameriprise Auto Insurance offers discounts for safe driving, multiple vehicles, and other factors that can help reduce your premium.

4. How can I file a claim with Ameriprise Auto Insurance?

You can file a claim with Ameriprise Auto Insurance by calling their customer service or filling out a claim form on their website.

5. How long does it take to process a claim with Ameriprise Auto Insurance?

The time it takes to process a claim with Ameriprise Auto Insurance varies depending on the complexity of the claim. However, they aim to process claims as quickly and efficiently as possible.

Conclusion

Ameriprise Auto Insurance is a reputable option for car insurance. It offers customizable coverage options, features such as roadside assistance and accident forgiveness, and benefits such as discounts and new car replacement. If you’re looking for car insurance, consider getting a quote from Ameriprise Auto Insurance.