Insurance is a necessity nowadays, as it provides protection and peace of mind when the unexpected happens. That is why choosing the right insurance provider is crucial. American West Insurance is a trusted provider that has been protecting individuals, families, and businesses for over 65 years. With a comprehensive range of insurance products and exceptional customer service, it’s no wonder why they continue to be one of the top choices for insurance in the country.
History of American West Insurance
American West Insurance was founded in 1954, in Spokane, Washington. They started out as a small, regional insurance agency and have since grown to become a trusted provider of insurance products across the United States. Through the years, they have maintained their commitment to providing personalized service and finding the right insurance solutions for their clients.
One of the milestones in the history of American West Insurance was their acquisition of Western Home Insurance Company in 1979. This provided them with the opportunity to expand their product offerings beyond just personal lines insurance. Now, they cater to a wide range of clients, including individuals, families, small businesses, and large corporations.
What sets American West Insurance apart?
American West Insurance is not just another insurance provider. They are a company that truly cares about their clients and their community. Here are some of the things that set them apart from other insurance providers:
Personalized service
When you choose American West Insurance, you can expect personalized service from a team of dedicated insurance professionals. They will take the time to understand your unique needs and find the right insurance solutions for you. You won’t be treated like just another policy number.
Comprehensive insurance products
American West Insurance offers a wide range of insurance products that can provide the protection you need, no matter what stage of life you are in. They offer personal lines insurance, such as home, auto, and life insurance, as well as commercial lines insurance, such as property and liability insurance for businesses.
Community involvement
American West Insurance is committed to giving back to the communities they serve. They support various charitable organizations and events throughout the year and encourage their employees to volunteer their time and talents to help those in need.
Insurance Products Offered
American West Insurance offers a comprehensive range of insurance products to meet the needs of individuals, families, and businesses. Here are some of the products they offer:
Personal Insurance
Home Insurance
Your home is one of your biggest investments. American West Insurance offers customizable home insurance policies that provide protection for your dwelling, personal belongings, and liability.
They offer a range of coverage options, including:
Coverage Type |
Description |
|---|---|
Dwelling coverage |
Protection for the physical structure of your home |
Personal property coverage |
Protection for your personal belongings, such as furniture, appliances, and clothing |
Liability coverage |
Protection if you are found legally responsible for injury or property damage to others |
Auto Insurance
Auto insurance is required by law in most states. American West Insurance offers customizable auto insurance policies that provide protection for your vehicle, as well as liability coverage.
They offer a range of coverage options, including:
Coverage Type |
Description |
|---|---|
Collision coverage |
Protection for damage to your vehicle in a collision |
Comprehensive coverage |
Protection for damage to your vehicle from non-collision events, such as theft or natural disasters |
Liability coverage |
Protection if you are found legally responsible for injury or property damage to others |
Life Insurance
Life insurance provides financial protection for your loved ones in the event of your untimely death. American West Insurance offers various types of life insurance policies to meet your unique needs.
They offer a range of coverage options, including:
Coverage Type |
Description |
|---|---|
Term life insurance |
Protection for a set period of time (e.g., 10, 20, or 30 years) |
Whole life insurance |
Lifetime protection with a cash value component |
Universal life insurance |
Lifetime protection with flexible premiums and a cash value component |
Commercial Insurance
Property Insurance
Property insurance provides protection for your business property, such as buildings, equipment, and inventory. American West Insurance offers customizable property insurance policies to meet the unique needs of your business.
They offer a range of coverage options, including:
Coverage Type |
Description |
|---|---|
Building coverage |
Protection for the physical structure of your business property |
Business personal property coverage |
Protection for your business equipment, furniture, and inventory |
Business interruption coverage |
Protection for lost income if your business is unable to operate due to a covered event |
Liability Insurance
Liability insurance provides protection if you are found legally responsible for injury or property damage to others. American West Insurance offers customizable liability insurance policies to meet the unique needs of your business.
They offer a range of coverage options, including:
Coverage Type |
Description |
|---|---|
General liability insurance |
Protection for bodily injury, property damage, or personal injury caused by your business operations |
Professional liability insurance |
Protection for claims of professional negligence or errors and omissions |
Product liability insurance |
Protection for claims of injury or property damage caused by your products |
FAQ
How do I get a quote for insurance?
You can get a quote for insurance from American West Insurance by visiting their website or contacting their customer service team. They will ask for some basic information about you and the coverage you are interested in, and then provide you with a personalized quote.
How do I file a claim?
If you need to file a claim, you can do so by contacting American West Insurance’s claims department. They will guide you through the process and provide you with the support you need to get your claim resolved quickly and efficiently.
What types of discounts are available?
American West Insurance offers a range of discounts to help you save on your insurance premiums. Some of the discounts available include:
Discount Type |
Description |
|---|---|
Multi-policy discount |
Save when you bundle multiple insurance policies with American West Insurance |
Safe driver discount |
Save if you have a clean driving record |
Home safety discount |
Save if you have safety features installed in your home, such as smoke detectors or a security system |
How do I contact American West Insurance?
You can contact American West Insurance by visiting their website or calling their customer service team at 1-800-234-7354. They also have a network of local agents who can provide you with personalized service and support.
Conclusion
American West Insurance is a trusted provider of insurance products that has been around for over 65 years. They offer personalized service, comprehensive insurance products, and a commitment to giving back to the community. Whether you are an individual, family, or business, they have the insurance solutions to meet your unique needs. Contact them today to learn more.