American Pet Insurance Company: Coverage for Your Furry Friends

As a pet owner, you want to ensure that your furry friends are well taken care of. This includes providing them with the necessary medical care, which can be costly. That is where pet insurance comes in. American Pet Insurance Company is one of the leading providers of pet insurance in the United States. In this article, we will explore what American Pet Insurance Company has to offer, including their coverage options, benefits, and more.

What is American Pet Insurance Company?

American Pet Insurance Company is a pet insurance provider that was founded in 1997. The company provides coverage for dogs and cats, and they offer a range of coverage options to fit the needs of different pet owners. Their policies are underwritten by United States Fire Insurance Company and produced by C&F Insurance Agency, Inc.

American Pet Insurance Company prides itself on its focus on pet health and wellness. They offer coverage for a range of medical expenses, including accidents, illnesses, and routine care.

Coverage Options

American Pet Insurance Company offers several different coverage options for pet owners. These options include:

Coverage Option
This coverage option provides coverage for injuries that result from accidents, such as broken bones or lacerations.
This coverage option provides coverage for illnesses that may affect your pet, such as cancer, diabetes, or respiratory infections.
Accident and Illness
This coverage option provides coverage for both accidents and illnesses, which is the most comprehensive option.
Routine Care
This coverage option provides coverage for routine care expenses such as vaccinations, flea and tick medication, and annual wellness exams.

Each coverage option has different levels of coverage available, and you can customize your plan to fit your pet’s needs and your budget.

Benefits of American Pet Insurance Company

There are several benefits to choosing American Pet Insurance Company for your pet insurance needs. These benefits include:

High Levels of Coverage

American Pet Insurance Company offers some of the highest levels of coverage in the industry. This means that you can rest assured that most, if not all, of your pet’s medical expenses will be covered.

Flexible Plans

As mentioned, American Pet Insurance Company offers several different coverage options, allowing you to choose the plan that best fits your needs and budget. Additionally, you can customize your plan further by choosing your deductible and reimbursement percentage.

No Upper Age Limits

Unlike some pet insurance providers, American Pet Insurance Company does not have upper age limits for coverage. This means that even if your pet is older, you can still get coverage for their medical expenses.

24/7 Customer Support

American Pet Insurance Company offers 24/7 customer support, so you can get help whenever you need it. Whether you have questions about your policy or need to file a claim, their customer support team is there to assist you.


What is pet insurance?

Pet insurance is a type of insurance that provides coverage for your pet’s medical expenses. This can include coverage for accidents, illnesses, and routine care.

Why do I need pet insurance?

Without pet insurance, you may be responsible for paying for your pet’s medical care out of pocket. This can be costly, especially if your pet requires a lot of medical attention. Pet insurance can help you manage these costs and ensure that your pet gets the medical care they need.

How much does pet insurance cost?

The cost of pet insurance varies depending on several factors, including the type of coverage you choose, your pet’s age and breed, and your location. Generally, pet insurance costs anywhere from $20 to $50 per month.

What does pet insurance cover?

This depends on the coverage options you choose. At a minimum, pet insurance provides coverage for accidents and illnesses, but some policies also cover routine care expenses.

Is there a waiting period for coverage?

Yes, most pet insurance providers have a waiting period before coverage begins. This waiting period can range from a few days to a few weeks, depending on the provider and the type of coverage you choose.


If you are a pet owner looking for insurance coverage for your furry friends, American Pet Insurance Company is an excellent option. They offer comprehensive coverage options, flexible plans, and excellent customer support. With their help, you can ensure that your pets get the medical care they need without breaking the bank.