Everything You Need to Know About American National Auto Insurance

Car insurance is a must-have for anyone who owns a car in the United States. It protects you and your vehicle from a variety of potential hazards, including accidents, theft, and natural disasters. American National Auto Insurance is one of the top insurance providers in the country, offering a wide range of coverage options to meet the needs of every driver.

What is American National Auto Insurance?

American National Auto Insurance is a subsidiary of American National Insurance Company, which was founded in 1905 in Galveston, Texas. The company offers a variety of insurance products, including auto, home, and life insurance. American National Auto Insurance specializes in auto insurance, offering coverage options for personal and commercial vehicles.

The company has an A rating from A.M. Best, which indicates that it has a strong financial outlook and is able to meet its financial obligations.

Types of Coverage Offered

American National Auto Insurance offers a wide range of coverage options to meet the needs of different drivers. Here are some of the most common types of coverage:

Coverage Type
Description
Liability
Covers damages and injuries you may cause to others in an accident.
Collision
Covers damages to your vehicle caused by a collision with another vehicle or object.
Comprehensive
Covers damages to your vehicle caused by non-collision events, such as theft, vandalism, and natural disasters.
Personal Injury Protection
Covers medical expenses and lost wages for you and your passengers in the event of an accident.
Uninsured/Underinsured Motorist
Covers damages and injuries you may sustain in an accident caused by a driver who is uninsured or underinsured.

American National Auto Insurance also offers optional coverage add-ons, such as roadside assistance, rental car coverage, and gap insurance.

Discounts Available

American National Auto Insurance offers a variety of discounts to help drivers save money on their premiums. Here are some of the most common discounts:

  • Multi-car discount
  • Safe driver discount
  • Good student discount
  • Defensive driving course discount
  • Anti-theft device discount

FAQ

What is the claims process like with American National Auto Insurance?

If you’re involved in an accident, you can file a claim with American National Auto Insurance by calling their claims hotline or reporting the claim online. Once your claim is filed, an adjuster will be assigned to investigate and assess the damages. You’ll be kept updated on the progress of your claim throughout the process.

What factors affect my auto insurance premium?

Several factors can affect your auto insurance premium, including your age, driving record, location, type of vehicle, and coverage options.

Can I change my coverage options mid-policy?

Yes, you can make changes to your coverage options at any time during your policy period. However, changes may affect your premium.

How can I save money on my auto insurance premium?

You can save money on your auto insurance premium by taking advantage of discounts, maintaining a safe driving record, and choosing a higher deductible.

What if I need help understanding my coverage options?

If you need help understanding your coverage options, you can contact American National Auto Insurance’s customer service department. They’ll be happy to answer any questions you may have and help you choose the right coverage for your needs.

Overall, American National Auto Insurance offers a wide range of coverage options for drivers of all types. With a strong financial outlook and a commitment to customer service, it’s a great choice for anyone in need of auto insurance.