AAA Texas Insurance: Your Ultimate Guide

Are you residing in Texas and looking for reliable car insurance? You’re in luck because AAA Texas Insurance has got you covered! In this article, we’ll give you an overview of everything you need to know about AAA Texas Insurance. From its history to its policies, benefits, and frequently asked questions, we’ve got you covered.

History of AAA Texas Insurance

AAA Texas Insurance is one of the 23 individual motor clubs that make up the American Automobile Association. Founded in 1902, AAA has been serving motorists in the United States for over 100 years. In 2003, AAA Texas Insurance became a subsidiary of the Automobile Club of Southern California, which is the largest affiliate of AAA. Today, AAA Texas Insurance is one of the leading providers of car insurance in Texas.

What are the benefits of choosing AAA Texas Insurance?

Choosing AAA Texas Insurance as your coverage provider comes with numerous benefits. Here are some of the advantages that you’ll enjoy when you opt for AAA Texas Insurance:

1. Roadside Assistance: AAA Texas Insurance offers 24/7 roadside assistance, including towing, jump-starts, flat tire changes, and lockout services. This service is available to all members at no extra cost.

2. Auto Insurance Coverage: AAA Texas Insurance offers a range of coverage options that are customized to meet your specific needs. This includes liability, collision, and comprehensive coverage.

3. Discounts: AAA Texas Insurance offers various discounts that can help you save money on your premiums. This includes discounts for good driving, multiple cars, and bundling your coverage with other policies.

4. Financial Stability: AAA Texas Insurance has an A+ rating from A.M. Best, which indicates its financial stability and ability to pay claims.

5. Customer Service: AAA Texas Insurance has a reputation for excellent customer service. With a 24/7 customer service hotline and professional agents, you can trust that you’ll receive quality service when you need it.

Types of Insurance Offered by AAA Texas Insurance

Now that you know the benefits of AAA Texas Insurance, let’s take a look at the different types of insurance that they offer:

1. Liability Insurance

Liability insurance is required for all drivers in Texas. This coverage protects you from financial responsibility in case you’re at fault in an accident that causes injury or damage to other people’s property. AAA Texas Insurance offers liability coverage with varying limits to suit your needs.

2. Collision Insurance

Collision coverage protects your car in case you’re involved in an accident. This policy covers the cost of repairs or replacement of your vehicle, regardless of who is at fault in the accident. AAA Texas Insurance offers collision coverage that can be customized to fit your specific needs.

3. Comprehensive Insurance

Comprehensive coverage is designed to protect your car from non-collision events such as theft, vandalism, or natural disasters. AAA Texas Insurance offers comprehensive coverage that can be added to your policy for extra protection.

4. Uninsured/Underinsured Motorist Coverage

This policy protects you in case you’re involved in an accident with a driver who doesn’t have sufficient insurance coverage. This policy ensures that you’re covered for any damages or injuries that you incur in such an accident.

FAQs about AAA Texas Insurance

Here are some frequently asked questions about AAA Texas Insurance:

1. How do I become a member of AAA Texas Insurance?

To become a member of AAA Texas Insurance, you can visit their website or contact their customer service hotline. Memberships start at $56 per year, and it includes a range of benefits such as roadside assistance, travel discounts, and more.

2. How do I file a claim with AAA Texas Insurance?

To file a claim with AAA Texas Insurance, you can contact their claims department directly or use their online claims portal. You’ll need to provide details about the accident, including the date, time, and location, as well as any witnesses or police reports.

3. What discounts are available with AAA Texas Insurance?

AAA Texas Insurance offers various discounts, including safe driver discounts, good student discounts, multiple car discounts, and more. You can contact their customer service department to find out more about the discounts that are available to you.

4. Can I customize my AAA Texas Insurance policy?

Yes, AAA Texas Insurance offers customizable policies that can be tailored to your specific needs. You can choose your coverage limits, deductibles, and add-on policies such as comprehensive coverage or uninsured motorist coverage.

5. How do I get a quote from AAA Texas Insurance?

You can get a quote from AAA Texas Insurance by visiting their website, filling out their online quote form, or contacting their customer service department. You’ll need to provide some basic information about your vehicle, driving history, and coverage needs to get a personalized quote.


In conclusion, AAA Texas Insurance is one of the leading providers of car insurance in Texas, and for good reason. With its range of coverage options, excellent customer service, and numerous benefits, it’s a reliable and trustworthy option for Texas drivers. If you’re looking for car insurance in Texas, be sure to consider AAA Texas Insurance for your coverage needs.